COLUMBUS, Ohio – A new report finds foreclosures in Ohio fell to their lowest level last year since 2001, but the state is still feeling the effects of the housing bubble burst.
According to data compiled by the research institute Policy Matters Ohio, foreclosures in 2014 dropped 18 percent from 2013.
However, Zach Schiller, the group’s research director, says the state is not out of the woods yet.
"These foreclosure filings remain at levels that were far higher than what was normal back in the 1990s,” he points out. “So despite the fact that we've seen a major reduction from the crisis levels of five or six years ago, this remains a major issue for Ohio's families."
The report found Ohio foreclosure filings fell to nearly 44,000 last year compared to just over 51,000 in 2013.
Richland County had the highest rate, replacing Cuyahoga County, which had the highest rate for nine years.
Schiller says with funding from the U.S. Treasury Department's Hardest Hit Fund, the Save the Dream program has helped thousands of Ohioans stay in their homes.
But he says the money is almost gone and the program is no longer accepting new applicants.
"We still do have agencies and nonprofits that are providing foreclosure counseling, usually though without financial relief,” he states. “They don't have the ability to help pay something on the mortgage the way that Save the Dream did. "
But Schiller says more counties are using an alternative process to deal with the number of blighted and abandoned homes left sitting by the foreclosure crisis.
"We're seeing an increasing use of these expedited foreclosures and that's a positive in a sense that at least it makes it more likely that these properties will be used or disposed of more quickly than if they just sit around vacant and unoccupied," he says.
Some $66 million from the Hardest Hit Fund has been pledged to reimburse county land banks in Ohio for buying and removing blighted and vacant homes.
And the state distributed $75 million dollars from a 2012 national mortgage settlement for demolition of abandoned homes.
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Oregon lawmakers passed a major housing package in this year's session, but said easing the state's housing crisis will take more work.
Bills passed during the short legislative session will send a total of $376 million to address the state's housing shortage, including Senate Bill 1530 and Senate Bill 1537, priorities for Gov. Tina Kotek.
Shannon Vilhauer, executive director of Habitat for Humanity of Oregon, said the governor's housing package is groundbreaking.
"We also see important investments in emergency housing assistance, addiction recovery support and renters protections," Vilhauer pointed out. "Those are all investments that are going to help stabilize Oregonians in need of housing assistance and benefit the communities we all share."
The housing package includes funds for housing and homelessness projects and to support counties buying land and developing properties.
However, Vilhauer argued there is still more to do to address the crisis. During the next legislative session, she hopes the state will help first-time homebuyers, as well as make other investments.
"Preserving affordable rental homes that exist now but are at risk of terming out of their affordability and going market rate," Vilhauer explained. "We'd love to see that affordable housing preservation investment move forward in a strong way."
Vilhauer acknowledged the housing issue in Oregon cannot be solved immediately. It is a problem decades in the making.
"It will take a concerted effort over time to continue to make headway," Vilhauer stressed. "We're starting to get there but we need to keep going with a sustained effort."
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A new report shows Montana has the nation's most rapidly rising homeless population. Advocates for more affordable housing call the situation critical.
One Kalispell-based shelter is asking for state funding to expand, and do what it can to help.
The most recent Annual Homelessness Assessment Report shows Montana saw a 551% increase in its unsheltered population, the steepest rise in the country between 2007 and 2023.
Kalispell-based Samaritan House Executive Director Chris Krager said he feels the pinch every night.
"I like to think we can handle it," said Krager. "We're trying to address it. Samaritan House, we see between 95 and 105 people every night."
That's capacity for Samaritan House, which Krager said has been full every night for a decade - and often has to help people find other options.
He has asked for state funds to expand the facility, which would double its occupancy.
In addition to building single and multi-family housing, Samaritan House also plans to create housing for veterans.
Krager said they often experience mental health issues along with homelessness. The report shows Montana was one of only four states with an increase in homeless veterans.
"Kalispell is the largest city in Montana with no dedicated homeless veteran housing," said Krager. "So, we're going to fix that. The reason this is serious is because the nature of homelessness in Montana - certain times of the year, it could be fatal. So, we want to really be on our game, especially if it's cold out."
More than 30% of people in Montana's homeless shelters reported a mental health and/or substance use disorder in 2022. The report shows in some shelters, that number is nearly two-thirds.
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Georgia lawmakers appear to be taking a major step toward safeguarding property owners against people who occupy homes or apartments illegally, with what's known as the Squatters Reform Act.
House Bill 1017 passed unanimously in both the Georgia House and Senate. It would make illegally occupying personal property a criminal matter, rather than a civil case. This means the rightful owners can get people out of their homes sooner who don't belong there.
The move is expected to bring relief to such residents as Dan Rodgers, who said he once felt squatters had more legal protection than property owners.
"I think the new three-day process is going to benefit a lot of homeowners," Rodgers said. "It seemed like previous squatters' rights were giving them the opportunity to hide behind process."
Under the Squatters Reform Act, people would have to provide valid documentation of their right to occupy the property within three business days or face arrest for criminal trespass. Those who present documents would have their case reviewed within seven days to establish its legitimacy.
Georgia law has required homeowners to file an "Affidavit of Intruder" in the court system to remove squatters from their property, which can take weeks or months. Rodgers, who owns property in Muscogee County, said he hopes the new legislation will serve as a deterrent to those who previously sought to take advantage.
"I don't think that there's very many circumstances we could think of with a normal trespasser having as many protected rights as squatters do, and ending up being able to really affect people's livelihood," he said. "So, I really feel like it's a really good incentive for people to do the right thing."
The bill was sent to Gov. Brian Kemp this week and is pending his signature to become law.
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