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PNS Daily Newscast - October 28, 2020 

A technical error rejected your ballot? Take action. Plus, doctors sound off on harmful health impacts of tailpipe emissions.

2020Talks - October 28, 2020 

The window is closing to mail ballots in states like GA, MI and WI that require them to be received before Election Day. Experts recommend going in-person if possible.

State Law Would Put the "Freeze" On Identity Theft

March 22, 2007

It may be springtime, but Ohio may still have a "freeze" in the forecast. A proposed state law would let Ohioans put a security freeze on their credit reports to help protect themselves from identity theft. Adam Goldberg with AARP says credit fraud costs consumers tens of millions of dollars each year, hitting seniors the hardest. He says a freeze stops attempts to get credit in your name, because lending institutions won't be able to access your credit report.

"If identity thieves get vital information about you, they'll go to try and get credit. But creditors won't give it to them if there's a security freeze on the account. Therefore, you're protected from identity theft."

Goldberg says there are three things Ohio should include to make sure the "security freeze" law helps consumers.

"That it be simple to use, that it be easy to put on a freeze and to remove it, and that it be low in cost."

Removal of the freeze would be needed whenever the consumer wished to apply for credit.

Over 20 states have a similar law in place. The credit industry has opposed security freezes, saying recent federal laws have put enough safeguards in place. Goldberg says the security freeze proposal is the best way to help consumers protect themselves from fraud. The State Assembly holds a hearing on the bill today.

Rob Ferrett/Eric Mack, Public News Service - OH