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Survey: CO Seniors Will Delay Retirement Without Economic Improvement

October 14, 2008

Denver, CO - Golden years, indeed. More Americans say they'll be putting their retirement plans on hold if economic conditions don't improve, according to a new survey from AARP.

Close to two-thirds of people over age 45 who answered the survey say they will continue to work if necessary. Cameron Graham, an AARP volunteer in Colorado, says many retirees are concerned about the economic crisis, and feel they haven't adequately prepared for its effects on their current lifestyles, let alone their future plans.

"What's been happening in the stock market and the financial markets puts that at severe risk, and it's causing a great deal of stress to them."

A similar survey taken just a few months ago, in June, showed more than one-quarter of Americans over age 45 are struggling to pay their mortgages or rent, and two-thirds said they've had difficulty paying for such essentials as food, gas and medicine.

Graham knows some folks are so concerned about the current financial climate that they're considering pulling their investments or savings out of the market altogether. He advises them to remain calm and not make rash decisions.

"You can't panic, in terms of just taking all of your retirement assets and putting them under a mattress. That's not going to protect you in the long run."

The survey results are online, at www.aarp.org. The organization is also part of a national campaign, "Divided We Fail," which includes a dedicated Web site for citizens to share their stories of financial crisis at www.dividedwefail.org.

Eric Mack/Kevin Clay, Public News Service - CO