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Frugal Holiday Spending Tips for New Mexicans

December 15, 2008

Albuquerque, NM - The economy may be bleak, but consumer experts say keeping a close eye on your pocketbook can help you get through this holiday season without damaging your personal finances.

Kim Danger, creator of the website Mommysavers.com, cites a recent survey showing nearly three-quarters of shoppers are decreasing their spending, and only about one-fifth are spending the same amounts as in recent years. According to Danger, one of the traps New Mexico shoppers fall into this time of year is putting their purchases on plastic. That sometimes leads people to spend twice as much than if they used cash.

"By using all cash, it really makes spending tangible for you. You’re less likely to part with your money; you’re more likely to stick to a budget. If you can do that, you’re going to be so much better off."

She also suggests staying positive when talking with children about the need to cut back on presents – and to focus on family holiday traditions.

"I think kids kind of grasp the concept that there’s only so much money to go around. You don’t have to feel guilty by any means, by cutting back on them. Because really what kids want is your time, more than anything."

Danger says sensible spending over the holidays can help turn short-term expenditures into long-term savings - and get you set, financially, for the year ahead.

Find out more online at www.mommysavers.com

Bruce Kennedy, Public News Service - NM