SEATTLE - The movie "Hot Coffee" focuses on a controversy its filmmaker says has been brewing for years - between corporate America and the legal system. Over the next few months, screenings and discussions are being held in at least eight Washington cities statewide, starting Wednesday in Seattle.

The case of the woman who sued McDonald's when she was scalded by hot coffee got international attention, but it's only one example in the film. Director Susan Saladoff says corporations continue to spend millions to distort public perceptions of lawsuits - and are working to "cap" or limit damages when they're found liable.

"When you put a cap on these cases, the taxpayers wind up paying the balance, because when the insurance companies and the defendant are limited in what they have to pay, doesn't mean that the person injured doesn't need the money to pay for their medical bills and so on. It just means that we, as taxpayers, pay through Medicare or Medicaid."

A former attorney, Saladoff contends the judicial system is being influenced by money and power just as much as the other branches of government - and believes it's becoming harder to get a fair trial.

The film also makes a powerful case about corporate influence in elections. Attorney Michael Withey with the Washington State Assn. for Justice says it's something Washingtonians have experienced, with a couple of high-profile cases in recent years involving business organizations working to unseat judges and a state insurance commissioner.

"You're not allowed to lobby judges, you know, and you shouldn't be allowed to lobby judges. Yet, if big corporate interests put millions and millions of dollars into campaigns for elections and judicial elections, there's the appearance, at least, of influence. We just can't have that."

Withey sees "Hot Coffee" as a wake-up call for Americans to protect their constitutional rights, including the Seventh Amendment right to a jury trial.

The film sparks lively discussions wherever it is shown, Saladoff says.

"People say, 'I vote, I'm smart, I read the newspaper - and I had no idea about these issues. I was completely wrong in my perception, I will never think that way again and I will never vote that way again.' It has really been extraordinary, the response."

She will attend the Seattle screening on April 11, along with former Mississippi Supreme Court Justice Oliver Diaz, whose case is part of the movie. The evening begins with a 5:30 p.m. reception, followed by the film at 6:30 p.m. and a discussion afterward. It will be at the downtown Seattle Public Library, 1000 4th Ave.

The movie can also be seen on HBO. The screening schedule in Washington state is available online at washingtonjustice.org.




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Wisconsin lawmakers recently debated reforms for payday loans. Efforts to protect consumers come amid new research about financial pain associated with cash advances offered through smartphone apps. The Center for Responsible Lending is out with findings that detail how "earned wage advances" from digital platforms come with extra costs disguised as things like tips. Traditional payday lenders are often criticized for charging excessive interest rates on loans that are usually around $500.

Lucia Constantine, a researcher with the Center for Responsible Lending, said customers are usually seeking smaller amounts from the apps, but she warns they can be just as costly.

"They are trapping consumers in a cycle of borrowing that is similar to that of a payday loan, " she said.

The report said after using these financial products, customers are seeing overdrafts on their checking accounts increase by 56% on average. Industry leaders deny they're barraging consumers with hidden fees, stressing that features such as suggested tips are optional. More broadly, a bipartisan payday loan reform bill in the Wisconsin Legislature failed to advance this month.

Constantine said like longstanding payday lenders, these cash advance apps can be hard to regulate. Meanwhile, she urged those in a bind to explore other options.

"[They should] try talking to their friends and family as a first source. The other option which I would recommend is reaching out to their credit union or banking institution to see if they can get some sort of small-dollar loan," she said.

She noted places such as credit unions typically provide more transparency on loan costs. According to the report, three-quarters of consumers took out at least one advance on the same day or day after a re-payment was posted.


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Food prices remain high, in Montana and across the country.

A new report by the Federal Trade Commission says the country's largest grocery companies are gouging consumers, by keeping prices artificially high.

Many grocers, retailers and wholesalers have consolidated to cut costs. Grocers continue to blame supply chain problems, even though regulators have said most of those issues have been resolved.

President of the advocacy group Farm Action, Angela Huffman, said retailers were doing more than making up for lost revenue during the pandemic-era supply chain disruptions - and the FTC report says they continue to do so.

"In 2021, the retailer revenues, they rose to more than 6% higher than their total costs, and that those profits are still going up," said Huffman. "So, in the first nine months of 2023, the profits increased to 7%."

At nearly 6.5%, Montana had the nation's ninth-highest grocery price increase in 2023.

The FTC data show Amazon, Kroger and WalMart each gained market share during and after the pandemic - while profits continued to rise.

Other large retailers and wholesalers have consolidated, which they say gives them more buying power and the ability to pass those savings on to customers.

Huffman said that isn't what's happening, and calls on regulators to fine the grocers, or more.

"This would be kind of the farthest extent of what they could do, but go so far as breaking them up," said Huffman. "In years past, they broke up the telephone companies and the railroads and, you know, that would be the ideal outcome for us, is to take away their excessive power."

Huffman also points to a 150% increase in egg prices in 2023, which producers blamed on the avian flu. The FTC says the disease did not justify the drastic price hike.

April is Financial Literacy Month, when the focus is on learning smart money habits but also how to protect yourself from fraud.

One problem on the rise in the Southeast is the "impostor" scam, when scammers represent themselves as fake government agents or bogus businesses. They are really on the prowl for your cash and personal info, costing victims in North Carolina almost $190 million last year alone.

Natalya Rice, Southeast Regional attorney for the Federal Trade Commission, listed some key red flags to look out for.

"Utilizing a payment app, sometimes even cryptocurrency, things like that," Rice noted. "Anyone who contacts you from what seems like it could be a legitimate company or business, if they're asking you to send them money or some type of payment through one of these type of payment methods, that is a red flag that you're dealing with a scammer."

Other warning signs include requests to transfer your funds or even demands for a verification code to access an account. If you have concerns, Rice advised it is best to stop communication and contact the actual company directly. Still other scams big in the Southeast include online shopping, investments and job offers.

Nationwide, a record $10 billion was lost to scams in 2023.

More than 25,000 North Carolina residents reported possible identity theft last year. Rice recommends acting promptly when you realize or suspect you have been scammed. The first step is to contact your financial institution and report the incident to its fraud department. She added it is crucial to notify federal and state agencies for further investigation.

"You can go to reportfraud.ftc.gov and fill out a report there and let us know what happened," Rice noted. "In the state of North Carolina, there's also another place you'll want to report it to, and that's the North Carolina Attorney General's Office."

If you suspect your identity has been compromised, Rice stressed the FTC can assist you in developing a recovery plan. She added getting your money back is never guaranteed but the sooner a scam is reported, the sooner it can be investigated and other people can be warned.


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