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Tribal advocates keep up legal pressure for fair political maps; 12-member jury sworn in for Trump's historic criminal trial; the importance of healthcare decision planning; and a debt dilemma: poll shows how many people wrestle with college costs.

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Bill Would Make Health Insurance More Affordable

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Tuesday, February 19, 2013   

HARTFORD, Conn. - Under federal health care reform, people will be required to buy health insurance. A state Senate bill moving through the Connecticut General Assembly requires the state's health insurance exchange to negotiate premiums with insurers to get the best rates on behalf of consumers.

Ellen Andrews, executive director of the Connecticut Health Policy Project, explained that about half of Connecticut residents will get subsidies.

"But another half, 130,000, won't," she stated. "And their only hope to get anything affordable is for this exchange to bring prices down."

But Kevin Counihan, the CEO of Access Health CT, the state health exchange, said any requirement to negotiate is premature, because there are too many unknowns.

"We don't have enrollment, we don't have health plans that are participating yet, we don't know what the premium being charged is going to be, we don't know the morbidity or the health status of enrollees, so you tell me how we can go to an insurance company and say, 'Yeah, we'd like a lower rate,'" Counihan declared.

Andrews said however that that shouldn't keep the bill from passing.

"The insurance companies are going to come in with bids, so you will know what their price is, and then you play them against each other," she explained.

She says one way to do it is to just drop the highest one or two bids, without having to know in advance which those two are.

The measure in question, Senate Bill 596, was reported out of the Insurance Committee on February 5.

The bill is at 1.usa.gov/XCyTIG.




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