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Tribal advocates keep up legal pressure for fair political maps; 12-member jury sworn in for Trump's historic criminal trial; the importance of healthcare decision planning; and a debt dilemma: poll shows how many people wrestle with college costs.

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Civil rights activists say a court ruling could end the right to protest in three southern states, a federal judge lets January 6th lawsuits proceed against former President Trump, and police arrest dozens at a Columbia University Gaza protest.

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Rural Wyoming needs more vocational teachers to sustain its workforce pipeline, Ohio environmental advocates fear harm from a proposal to open 40-thousand forest acres to fracking and rural communities build bike trail systems to promote nature, boost the economy.

Medicare vs. Insurance Marketplace: Clearing the Confusion for Illinoisans

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Thursday, October 24, 2013   

SPRINGFIELD, Ill. - Medicare's annual open-enrollment period started this month, but there is some confusion among Illinoisans, since it coincides with the launch of the federal health-insurance marketplaces. Heather Heppner, associate state director for communications, AARP Illinois, said it's important that those on Medicare know the marketplace does not affect them.

"Unfortunately some scammers out there are targeting Medicare beneficiaries," Heppner warned. "It is illegal for someone to knowingly sell a Medicare beneficiary a marketplace plan."

Individuals who turn 65 in 2014 can buy insurance on the marketplace now that will be effective Jan. 1, and once they are eligible for Medicare coverage, they can cancel the marketplace plan. Medicare's open enrollment runs through Dec. 7, and during this time, people can shop for Medicare Advantage, Medicare Supplement Plans and Medicare Part D prescription drug plans. According to the Kaiser Family Foundation, more than 1.9 million Illinoisans were enrolled in Medicare in 2012.

Those who want to keep their current Medicare plan do not need to take any action, but Heppner recommended that people take a moment to evaluate their coverage.

"Since costs and benefits for a lot of these plans change from year to year, this Medicare open-enrollment period provides a really good opportunity to review your plan and make sure it will continue to meet your needs in the coming year," she said.

Those who are new to Medicare or want to look at other options can visit www.medicare.gov to use the Medicare Plan Finder tool. The State Senior Health Insurance Assistance Program has additional resources at 800-548-9034.





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