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State Workers Benefit from Health Benefits Fairs

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Friday, November 7, 2014   

OLYMPIA, Wash. – At insurance benefit fairs around the state this month, state employees are learning more about what's being done to cover them, while they're also working to keep health-care costs down.

This year, for the first time, anyone on a state health plan in Washington who uses tobacco pays $25 more per month. And if a state worker's spouse can get health coverage elsewhere, there may be a $50 monthly surcharge to keep them on a state plan.

Lou McDermott, director, Public Employees Benefits Board (PEBB) programs, said the health plans negotiated in state contracts are good, and workers help keep them that way.

"They are incentivized to stay healthy, and they are bearing part of the cost," he said. "They pay 15 percent of all the costs, and they pay their out-of-pocket costs on top of that. So, they are contributing financially to their plan."

This month is the open enrollment period for more than 350,000 state workers and retirees, when they are allowed to make changes to their health coverage.

Last year, Gov. Jay Inslee issued an executive order to state agencies to make health and wellness a top priority. State workers can sign up for pre-diabetes screenings, smoking-cessation programs and more. McDermott said they also are required to have what's called a "well-being assessment" – which comes with an added push to stay healthy.

"And then, based on the results of that, it'll line up activities for you, and then you will accumulate points," he explained. "If you accumulate a certain number of points in the program, then you'll be eligible for an incentive – and that incentive is reducing your deductible by $125 next year."

According to McDermott, as the largest employer in the state, Washington spends about $1.8 billion a year on health insurance for its workforce.

The list of benefits fairs is on the PEBB website.


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