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New Year Brings Financial Aid Opportunity for College-Bound Utahns

PHOTO: The new year means that the application process is under way for college-bound students who want to qualify for financial aid in 2015 using the Free Application for Federal Student Aid (FAFSA). Photo credit: U.S. Department of Education.
PHOTO: The new year means that the application process is under way for college-bound students who want to qualify for financial aid in 2015 using the Free Application for Federal Student Aid (FAFSA). Photo credit: U.S. Department of Education.
January 5, 2015

SALT LAKE CITY – The start of 2015 opened up an opportunity for college-bound students in Utah and across the nation who need help paying for tuition.

The Free Application for Federal Student Aid, or FAFSA, determines how much financial aid schools can award based on a family's financial situation.

The application could be filed starting Jan. 1 and Laurie Wolfe, who’s on the board of the National Association of Student Financial Aid Administrators, says preparing now can make the process less stressful.

"It's a good time to sit down with the family and start talking about, 'What do we need to be looking at?'” she advises. “I highly encourage people to get hold of a copy of that application now, look through it, pull together the documents that you need."

The list of documents includes income tax returns and investment statements.

The application deadline is June 30, but to avoid missing any deadlines for special scholarship programs, Wolfe recommends completion before Feb. 15.

Federal aid is based on need and offered through grants and loans.

Wolfe says families need to understand the difference, and look at ways to reduce costs before students begin college.

"Our fear is that students will not think about what happens down the road, when they graduate and they're $20-, $25-, $30,000 in debt,” she stresses. “And they have to pay that back and, at the same time, they're trying to buy a new car, get a new house, maybe relocate."

While in high school, Wolfe says students should consider volunteer opportunities that can be helpful experience in getting a scholarship, or high school courses that can be counted for college credit.



Troy Wilde, Public News Service - UT