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PNS Daily Newscast - September 28, 2020 


The New York Times reports President Trump's tax returns show chronic losses; and will climate change make it as a topic in the first presidential debate?


2020Talks - September 28, 2020 


The New York Times obtains President Trump's tax returns, showing chronic loss and debts coming due. And Judge Amy Coney Barrett is Trump's nominee to the U.S. Supreme Court.

Arkansas Residents Encouraged to Save for Retirement

Arkansas residents are being encouraged to start thinking about their retirement savings now so they won't have to rely solely on that once they quit working. (Lorie Gelwick Tuter)
Arkansas residents are being encouraged to start thinking about their retirement savings now so they won't have to rely solely on that once they quit working. (Lorie Gelwick Tuter)
April 12, 2016

LITTLE ROCK, Ark. - About 22 percent of Arkansas residents are collecting Social Security benefits, which places it in the top five of all the states when it comes to how many residents are either retired or collecting disability. For about a third of those people, though, it's their only income.

The average benefit is $1,344 a month, and Andrew Salata, public affairs specialist for the Social Security Administration, said the program was designed to be a safety net, not sole support for someone once they stop working. He said signing up for a retirement account online allows you to see exactly how much you'll collect when you retire - and that's key because if you don't think it will be enough, you can start another savings plan early.

"It reminds individuals about that planning process early on," he said, "and as we talk about what the financial plan holds and what else they'll need to look at, that keeps that focus throughout their working careers."

About 59 million Americans are collecting Social Security benefits, with 673,000 in Arkansas. Of those, 140,000 are disabled.

Salata said the process to collect Social Security is fairly easy, but disability benefits are another story. Those signing up for it get discouraged about being rejected, he said, but added that they should keep trying.

"Since we do have to be guardians of the Social Security trust fund," he said, "we do want to make sure that we're reviewing every case independently and correctly."

On average, disability payments are about $1,166 per month. To sign up for a personal retirement account, go to ssa.gov/myaccount/.

Veronica Carter, Public News Service - AR