AUSTIN, Texas – El 15 de octubre se abren las inscripciones para los planes Medicare del año 2020. Los 2.5 millones de tejanos con cobertura Medicare tienen 7 semanas para decidir si quieren cambiar su plan actual. Comentan Tina Tran, directora estatal de AARP Texas; y Alice Navarro, Consejera Principal de Beneficios sobre Envejecimiento (“Lead Benefits Counselor on Aging”), en la Agencia de Área de la Capital.

Es hora de las compras para los 2.5 millones de tejanos que tienen cobertura Medicare. Hoy 15 de octubre abren las inscripciones para el programa y durarán hasta el 7 de diciembre. Como cada año, éste es el momento para que los beneficiarios revisen su plan y cambien su cobertura, si es necesario.

Tina Tran recientemente fue nombrada Directora Estatal de la AARP Texas. Dice que como los planes de seguros de salud cambian cada año, lo que hoy vale tal vez no sea la mejor opción para el año 2020. Así que anima a la gente a que haga la tarea.

“La gente debería estar asegurándose de equilibrar cobertura con costo. Muchas veces la gente con ingresos limitados quiere elegir el menor costo pero nosotros queremos la seguridad de que realmente estén viendo su cobertura también, para que haya un equilibrio.”

Al revisar las opciones de planes, Tran sugiere considerar las condiciones médicas actuales, las recetas y también si con quienes tiene la cobertura actual forman parte de la red. Medicare ofrece un nuevo instrumento buscador de plan en línea, en medicare.org .

En Texas el Programa de Información de la Salud, Consejería y Defensoría (“Health Information, Counseling and Advocacy Program”) ofrece asistencia gratuita a través de consejeros certificados en materia de Beneficios, quienes pueden ofrecer información fiel sobre opciones de planes. Su número telefónico es 800-252-9240.

La Consejera Principal de Beneficios (“Lead Benefits Counselor”) sobre Envejecimiento Alice Navarro, en el Área de la Capital, dice que quien esté inscrito en Medicare puede recibir ayuda de un consejero acerca de los beneficios. Ella ha notado que algunas primas del plan se han incrementado, lo cual pudiera preocupar a quienes tienen un ingreso fijo.

“Aunque tengas que tomar un plan tal vez más barato por mes, pudiera ser que ese plan acabe siendo más adecuado por cubrir las recetas que tú necesitas y también darte beneficios que tal vez consideres que quieres, como las ‘zapatillas plateadas’ (Silver Sneakers), beneficio que ya es muy popular”

Medicare existe desde hace más de 50 años, y Tras dice que la AARP Texas seguirá su trabajo de asegurar que el programa sea sólido para adultos mayores y personas con discapacidades.

“Ralmente traemos en la sangre eso de asegurarnos de que la gente pueda tener una atención de la salud asequible, sobre todo en edad avanzada cuando el ingreso es limitado. Es parte de nuestra herencia luchar por Medicare; asegurar que ahí siga para la gente en las décadas futuras.”

De acuerdo a la AARP, antes de Medicare casi la mitad de los americanos de 65 años y más no tenían seguro para cubrir hospitalización y carecían hasta de planes que cubrieran consultas médicas.

Oregon is working to address the state's digital divide with hundreds of millions of dollars in funding.

Infrastructure presents the largest challenges for connecting people in Oregon to high-speed broadband internet.

Nick Batz, director of the Oregon Broadband Office, said there are more than 170,000 residencies in the state with no or slow internet access.

"Our goal through the broadband office and with all our stakeholders throughout Oregon is to provide access to all 112,000 unserved locations and as many of the 60,000 underserved locations as we can," Batz explained.

The state has received federal funding from a variety of sources, including nearly $690 million from the Broadband Equity, Access and Deployment program, and more than $150 million from the Capital Projects Fund approved in the American Rescue Plan Act from 2021.

Oregon's Digital Equity Plan has also been approved and along with it, nearly $10 million in funding.

Bandana Shrestha, state director of AARP Oregon, said there was a time when high-speed broadband internet was considered a luxury.

"Now, it's such a big necessity for everyone, including for older adults," Shrestha pointed out. "Because we know that if you don't have connectivity, you're not going to be able to see your doctor when you want to. Telemedicine is not going to be possible."

Batz added his office is working to ensure every Oregonian can get on the internet.

"It is an interesting challenge," Batz observed. "Nothing has been done like this in Oregon's history of trying to get internet access to everybody. So, it's going to be quite the challenge and it's absolutely going to require participation from everybody to make this happen."

Nursing homes across South Dakota will soon receive a boost in support, as part of the most recent legislative session.

Facilities caring for Medicaid recipients are reimbursed by the state for some of the cost. Reimbursement rates have been calculated based on patient needs, occupancy and funds available in the state budget. Last year, the South Dakota Legislature increased the rate from about 75% to 100%.

House Bill 1167 now allows the Medicaid reimbursement rate to be adjusted annually, to keep up with inflation and other changes.

Erik Nelson, advocacy director for AARP South Dakota, is glad lawmakers are giving nursing homes attention.

"We have seen a number of nursing homes close in recent years," Nelson pointed out. "Financial considerations were a factor in that, along with workforce and some other issues."

Since 2019, 15 nursing homes have closed across the state, with six of the remaining 98 on a federal list of facilities not meeting basic standards of care. In addition to a lack of funding, the average staff turnover rate is 54%.

State lawmakers also approved the use of $5 million in American Rescue Plan Act funding toward expanding telehealth services in facilities including nursing homes, allowing patients to receive some health care services remotely.

Nelson noted telehealth is one way to supply needed support.

"For not only the residents, but the family caregivers that are supporting their loved ones in the nursing homes," Nelson emphasized. "And of course, the staff of the nursing home that's in the community."

Census data show South Dakota's population is aging and by 2030, one-fifth of residents will be older than 65.

Meals on Wheels programs could be a powerful tool for addressing the needs of people living with dementia, according to a study from Ohio State University researchers.

The community-based program delivers weekly meals to food-insecure seniors.

Lisa Juckett, assistant professor of occupational therapy at Ohio State University, conducted interviews with caregivers, people living with dementia, and the staff of LifeCare Alliance, the largest Meals on Wheels provider in the state. She said the findings revealed delivery drivers are often a critical source of social interaction and an "extra set of eyes" on homebound individuals.

"That Meals on Wheels driver is then able to perform very brief but important wellness checks and safety checks," Juckett explained. "To make sure that meal is actually being delivered, the door is being answered."

According to Meals on Wheels America, last year more than 90,000 Ohio seniors received over eight million home-delivered meals through the program. More than 80% of people with dementia in the U.S. live at home, and an estimated 60% are unable to eat or prepare food on their own.

States rely on a combination of federal funding, private donations and fundraising agencies to keep local Meals on Wheels programs operating. Juckett added the findings come on the heels of Congress deciding to cut funding for the Older Americans Act, which allocates money to Meals on Wheels programs nationwide.

"Meals on Wheels programs are always on the chopping block, when it comes to federal budgets being adjusted every year," Juckett pointed out. "We need more advocacy efforts to validate or justify the importance of these programs."

According to the group Alzheimer's disease International, more than 55 million people around the world live with dementia, a number expected to double over the next two decades.