Thursday, December 2, 2021

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Michiganders mourn the loss of four students after this week's school shooting at Oxford High School, and SCOTUS Justices signal willingness to back a Mississippi abortion prohibition law.

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The Supreme Court debates abortion rights; Stacey Abrams will again run to be Georgia's governor; and Congress scrambles to avoid a shutdown.

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Seniors in non-urban areas struggle with hunger disproportionately; rural communities make a push for federal money; and Planned Parenthood takes a case to the Montana Supreme Court.

As Open Enrollment Nears, Advice for Coloradans Picking Insurance Plans

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Monday, September 27, 2021   

DENVER - In less than two months, the open enrollment period begins for the state-run health insurance exchange, Connect for Health Colorado. That means it's time to plan ahead for 2022.

Colorado established its own insurance marketplace in 2011 - and this year, enrolled nearly 180,000 people, an all-time high.

Eight companies offered insurance plans to Coloradans on the exchange last year. In the coming year, for individual plans, the insurers are asking for an average rate increase of 1.4%, which is still being reviewed by the Colorado Division of Insurance.

Dr. Rhonda Randall - chief medical officer for employer and individual policies at UnitedHealthcare - said when choosing from the plans available, it's important to consider your health needs.

"Anticipate what your expenses are for next year," said Randall. "So, are you anticipating you're going to need to have a certain procedure, or you've recently been diagnosed with a specific condition? Or maybe you're planning to expand your family."

What's known as the "easy enrollment" program will debut in Colorado in early 2022. It'll allow residents to say on their tax returns that they'd like Connect for Health Colorado to determine whether they're eligible for free or subsidized health coverage.

Open enrollment runs November 1 through January 15.

More than 940,000 Colorado residents are enrolled in Medicare, covering folks age 65 and older and people living with disabilities - but Medicare doesn't cover everything, including prescription drugs.

So, Randall said Medicare "Part D plans" are needed for those who don't have employer-based coverage for medications.

"So you need to pick a separate prescription drug, 'Part D' program," said Randall. "It generally doesn't cover supplemental benefits and things like vision, dental and hearing, in most circumstances."

For vision, hearing and dental care needs, people can purchase supplemental coverage or what's known as a Medicare Advantage plan. These also have open enrollment periods.



Disclosure: United Healthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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