Open enrollment in CoveredCA health insurance marketplace begins today
Wednesday, November 1, 2023
If you do not have health insurance or if your employer-sponsored plan is too expensive, you may be in luck.
Open enrollment starts today for the state marketplace known as CoveredCA, the state health insurance marketplace. An estimated 1.3 million Californians are eligible for free Medi-Cal or a low-cost plan.
Jessica Altman, executive director of CoveredCA, the state health insurance marketplace, said subsidies make the plan affordable
"Ninety percent of the enrollees on CoveredCA receive financial assistance, two-thirds of whom have access to comprehensive health insurance coverage, for a cost of $10 or less per month."
This year premiums are going up by 9%, but many people will not feel the increase thanks to federal subsidies from the Inflation Reduction Act, and the new California Enhanced Cost Sharing program, which lowers expenses for anyone making up to 250% of the Federal Poverty Level, which works out to income of about $35,000 a year for an individual, or about $70,000 for a family of four.
Altman noted help is available to navigate the process.
"In addition to being able to visit us at CoveredCA.com, to call us on the phone, we do also have over 14,000 enrollment assisters in communities across the state, who speak numerous languages and are here to help," Altman emphasized. "Always free, always confidential for any Californian."
This year, income-eligible DACA recipients will be able to sign up for a plan on CoveredCA, thanks to a policy change by the Biden administration. The open enrollment period lasts through the end of January, but you must sign up by New Year's Eve in order for coverage to start on Jan. 1.
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