Small Business Saturday is Nov. 25 and there are plenty of Nebraska small business owners hoping for your business.
In 2022, shoppers across the country spent nearly $18 billion at small shops and restaurants on Small Business Saturday.
Luis Franco, senior loan specialist at the Center for Rural Affairs, said supporting your local small businesses has a number of advantages, one of them being the chance to form meaningful relationships.
"The money you spend stays in your community, which supports all your local businesses, helps to create jobs and drive economic growth," Franco pointed out. "You can also think about the environmental impact, because you're avoiding long-distance trips to purchase gifts."
Franco explained finding unique products is a major reason people shop at small businesses. He encouraged people to check out their favorite communities and entrepreneurs on social media, as many of them will have special offers and events planned.
And he hopes Nebraskans continue to support the growing trend to "shop local" on Nov. 25 as well as throughout the holiday season and into the new year.
"Twenty-three percent of shoppers say that they choose one retailer over another one because they want to shop and support small and local businesses in their community, which is really important," Franco noted. "I feel like that's something that we have to consider whenever we're thinking about our holidays. Where are we going to spend our money?"
Carrie Colburn, owner of Colburn Consulting and Project Management in York, said for small town entrepreneurs like themselves, there are ways other than social media to get more "eyeballs" on their products.
"I think open houses can be really successful in a small community, especially when you join with other small businesses," Colburn suggested. "Another favorite of mine is just in-store promotions: What are you doing in-store to talk about whatever else might be coming up, or to invite people back in?"
Colburn added there are fewer "fish to catch," but also less "clutter" for small-town entrepreneurs, including when it comes to advertising competition.
"Does your local community have a chamber of commerce, and if they have a chamber of commerce, do they offer newsletters or advertising within that means?" Colburn asked. "Do you have a local newspaper or local radio station that you can do a campaign for the holiday season?"
For some small business owners, Small Business Saturday will be one of their busiest days of the holiday season.
Disclosure: The Center for Rural Affairs contributes to our fund for reporting on Budget Policy and Priorities, Environment, Hunger/Food/Nutrition, and Rural/Farming Issues. If you would like to help support news in the public interest,
click here.
get more stories like this via email
The state of Washington has launched an online system for tracking food poisoning cases.
The Washington State Health Department has opened its Foodborne Illness Notification System for filing complaints about food safety. Bill Marler, a food-safety lawyer in the state, said the system will rely on data to pinpoint potential food-safety hazards.
"If you get more and more people utilizing these services," he said, "just the sheer volume of the data will make it more useful because you get more angles to look at."
The Health Department says the system is anticipated to help with early detection of diseases, illness prevention, proactive safety measures and educational opportunities. The state has noted that one in six Americans suffers from food poisoning each year.
Marler said he believes the data collection will be helpful, but also notes that it isn't a panacea for stopping outbreaks. He said listeria is a good example: the period between consumption and onset of illness is between three and 70 days.
"I'm not sure I can remember what I ate three days ago, let alone what I ate 70 days ago," said Marler. "So, a lot of this analysis is sometimes flawed by people's memories and the incubation periods."
Marler added that listeria is also a pressing example because of the outbreak of it in deli meat. According to the Centers for Disease Control and Prevention, two people have died and 28 have been hospitalized from the current outbreak across the country, although no cases have been reported in Washington state.
get more stories like this via email
Big changes are imminent in the way homes are bought and sold, as the new forms for transactions in California come out today.
The forms are linked to the proposed legal settlement by the National Association of Realtors, which ends the long-standing practice of having a home seller's agent pay a commission to the buyer's agent. It benefited buyers who may not have saved up enough money to pay their agent.
George Lopez, a real estate agent in Indian Wells, explained buyers will now have to negotiate a separate contract to hire and pay their own agent.
"Even with these changes, a buyer can still purchase a home without having the money to pay their agent," Lopez explained. "The general public needs to understand that the real estate commissions have been, and will always be, negotiable - and that if they don't have money to pay their agent, they can still potentially negotiate it in their sale."
The lawsuit contended the old way of selling homes tended to drive up costs, as buyers' agents had more incentive to steer people to sellers willing to pay a higher commission. The changes are intended to empower homebuyers to negotiate for a better deal.
Lopez thinks most sellers will still offer to pay a real estate broker, rather than risk losing out on a big chunk of the prospective buyer pool. But it will have to be negotiated in the offer, as commissions will no longer be stated in the Multiple Listing Service. The changes also mean buyers' agents cannot just meet prospective clients "on the fly" anymore, to go check out a home for sale.
"You have to meet me at the office; we have to have a meeting," Lopez pointed out. "We have to have an agreement in place that said that you're hiring me, or I can't show you any homes."
The new forms real estate agents use to complete transactions will take effect nationwide on Aug. 17.
get more stories like this via email
A new Virginia law protects residents from utility shutoffs in extreme weather.
The law prevents utility company shutoffs when temperatures are at or below 32 degrees and at or above 92 degrees. It also prevents shutoffs during states of emergency in response to public health emergencies. Virginia was one of 34 states with a shutoff moratorium during the pandemic.
Kajsa Foskey, economic justice outreach coordinator for the Virginia Poverty Law Center, said enacting this law cleared up some misconceptions.
"Most folks already thought that utilities couldn't shut them off on a day when it was too hot or too cold outside," she said. "So, what we've really done is just created some common-sense foundational protection so that all utility customers across the state know what their rights are."
Despite having some of these shutoff guidelines as unwritten rules, utility companies pushed back, saying it didn't allow them flexibility. Foskey said she thinks the state can build on this by including elements that didn't become law. This includes requiring data collection from utilities about who is being shut off, the frequency, reasons, and the amounts owed. She said this can help craft solutions for people facing shutoffs.
Rising utility prices concern advocates since this increases shutoffs. More than 750,000 Virginia families are energy cost-burdened, meaning they spend 6% of their income on utility bills.
Foskey said another removed part of the law would have reduced financial barriers to reconnection.
"When they try to get reconnected," she said, "not only do they have to pay that past-due amount that they couldn't afford to pay, they now also have to pay reconnection fees, late fees, security deposits, things that really just make the barrier to getting reconnected very high."
She added that this can prevent people from being able to afford everyday essentials such as food or rent. However, the new law has a provision for customers who received state energy assistance in the past year. They're eligible for having their deposit capped at 25% of what they previously owed to be reconnected, but this can only be used once every three years.
Disclosure: Virginia Poverty Law Center contributes to our fund for reporting on Civil Rights, Housing/Homelessness, Poverty Issues, Social Justice. If you would like to help support news in the public interest,
click here.
get more stories like this via email