More middle-aged and older South Dakotans had financial concerns this year, especially around health care, according to a new survey.

Advocates for this age group hope policymakers will take note. A new AARP survey of South Dakotans ages 45 and up shows 81% are concerned about the price of prescription drugs. That's a nearly 10% jump from the last survey in 2021. There has been a 6% increase in the number of people concerned about their ability to afford health care costs, including premiums and co-pays.

Erik Gaikowski, state director of AARP South Dakota, said groceries are a big concern.

"That's one of the things that we've seen an uptick in, folks thinking about their financial future and what that looks like with rising costs of basically all things," Gaikowski explained.

This year will be the first in which the Vital Voices survey has published distinct data for American Indian and Alaska Native respondents. The groups had similar responses to the broader population.

Gaikowksi hopes elected leaders at all levels will use the data to inform their policymaking.

"We really want our elected leaders producing policy that's going to benefit those folks that want to age in their home, in their home community," Gaikowksi emphasized. "Concerned about their health care, are concerned about paying for groceries, paying for prescription drugs, things of that nature."

AARP South Dakota publishes weekly updates of its advocacy work during legislative sessions. The 2025 session starts Jan. 14.

The city of La Crosse is hoping a new online design library of Accessory Dwelling Units will help inspire residents to build one.

The units have been touted as a possible solution to housing shortages. After the city was awarded nearly $20,000 last year through AARP Wisconsin's Community Challenge, it asked residents to submit designs to show the community what is possible in their own backyards.

Lewis Coleman, environmental and sustainability planner for the city of La Crosse, said the secondary housing units can be attached to, or separate from, the main house.

"The top three ADU designs that we picked were based on affordability, accessibility, and sustainability," Coleman outlined. "We wanted to make sure that these were residences that were in reach from a cost perspective."

The three finalists were selected from 26 submissions and were each awarded $3,000. Coleman pointed out what is left of the grant money will potentially be used to make the winning concepts into ready-to-build plans.

The city faces a potential landlock because of the Mississippi River, steep slopes and adjacent jurisdictions. In addition to seeing Accessory Dwelling Units as a way to increase homes, Coleman noted they can offer financial support for homeowners who rent them out. They can also provide multigenerational housing for parents of children with disabilities or children who want to live near their aging parents.

Coleman acknowledged there are some downfalls, especially in light of rising construction costs.

"In some cases, it could cost as much as a house, as a full size house," Coleman emphasized. "That's still a challenge. And one of the things we're looking at is working with our local lenders to put together financial packages that could make it easier for homeowners to add this to their backyard."

Other past AARP grant-supported projects in Wisconsin include dementia-friendly parks, medicinal plant gardens, senior and veteran home programs and rural community enhancements. The nationwide initiative serves to support improvements that meet long-standing and emerging challenges in communities.

Wisconsin residents can submit an application for this year's AARP Community Challenge until March 5.


get more stories like this via email

Valentine's Day is this Friday and AARP Arizona wants to caution Arizonans to be careful with who they are talking to online.

The National Retail Federation estimated more than 50% of consumers will spend more than $27 billion on the holiday.

Dawn Alexander, communications analyst for AARP Arizona, does not want people to fall victim to "romance scams." She explained the scams start online through social media or dating apps. Scammers often target people who have gone through some sort of hardship and are in search of companionship.

"The problem is that once you engage with them, then it is going to move really, really fast," Alexander pointed out. "The red flags are you never want to give money to people, they're going to tell you that they're in the states and that they need help, they're going to tell you how much they want to be with you and how much they love you. They won't stop until you're able to give them money."

Alexander acknowledged many times, people feel embarrassed and shameful once they realize they have fallen victim to a romance scam. But she added it is important to report incidents to local authorities, because if it goes unreported, law enforcement officers and policymakers will not know it is a problem. She advised if you're in doubt about a situation give the free AARP Fraud Watch Network a call at 877-908-3360.

Alexander considers technology a blessing and a curse. She noted while the internet, social media and now artificial intelligence have all facilitated connecting with others, there are bad actors out there taking advantage of it.

"These scammers are reaching out to people and using it to a disadvantage on people and really taking advantage of their weaknesses," Alexander emphasized.

It is also tax season, and people have started to receive fraudulent text messages claiming they are eligible for a $1,400 stimulus check. Alexander said the text messages normally include a link that looks like the IRS website but clicking on it could put your personal and financial information at risk.

"You know your instinct is curiosity," Alexander observed. "Curiosity killed the cat, you want to know what that said, but if you don't know who that is, don't open those. Because if you click on that link you're going to become very susceptible to a scam."

Advocates for family caregivers are expecting federal lawmakers to propose a tax credit for the group, after President Donald Trump said on the campaign trail that he'd support one.

Wyoming caregivers can learn more at a webinar on Wednesday.

Wyoming's 58,000 caregivers in 2023 provided 54 million hours of unpaid family care, according to AARP Wyoming.

State Director Sam Shumway said the group has been working to get a form of financial help to caregivers for years.

"As they're struggling to hold down a job, take care of families and be a caregiver," said Shumway, "there may be some financial reprieve for them in the form of this Credit for Caring Act."

The 2024 Credit for Caring Act, which died in committee, would have given caregivers tax credits of up to $5,000 for 30 percent of the cost of long-term care expenses exceeding $2,000.

Shumway said he expects that a 2025 version will be introduced soon.

Details and registration for the February 12 webinar are available on the AARP Wyoming Facebook page.

According to AARP, caregivers on average spend more than $7,200 per year on expenses related to that care.

Shumway said he was "encouraged" by Trump's show of support and is optimistic that Wyoming's all-Republican delegation will follow suit.

"We feel like that right now we have a window of opportunity to work with our congressional delegation, particularly here in Wyoming," said Shumway, "to help them understand the importance of this for Wyomingites."

Unpaid Wyoming caregivers provided about $910 million in economic value in 2023, according to AARP Wyoming.