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US postal workers help out with the nation's largest one-day food drive. A union coalition in California advocates for worker rights amidst climate challenges. Livestock waste is polluting 'Pure Michigan' state image. And Virginia farm workers receive updated heat protection guidelines.

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Republicans seek to prevent nearly nonexistent illegal noncitizens voting, Speaker Johnson survives a motion to remove him, and a Georgia appeals court will reconsider if Fulton County DA Willis is to be bumped from a Trump case.

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Some small towns in North Dakota worry they'll go to pot if marijuana is legalized, school vouchers are becoming a litmus test for Republicans, and Bennington, Vermont implements an innovative substance abuse recovery program.

Gearing Up for Iowa's Health Insurance Marketplace

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Wednesday, August 21, 2013   

DES MOINES, Iowa - Iowa officials and federal authorities still are putting the final touches on the health-insurance marketplaces, where people without health coverage or those paying high rates can shop for more affordable policies, with some of the costs possibly paid by the government.

The enrollment period for the marketplaces begins Oct. 1.

Jon Bailey, director of research and analysis for the Center for Rural Affairs, said his group has been taking many questions by email and on its website from rural residents - and the first one is almost always the same.

"Probably the biggest question we get," he said, "is just the basic question, 'How are the health insurance marketplaces going to work? How do I buy insurance?' Probably followed up by, 'How much of a subsidy will I get to help me purchase insurance?' "

Iowans don't have to make up their minds immediately. They can take their time choosing the policy that best fits their needs.

"The open-enrollment period on the health-insurance marketplaces starts Oct. 1," Bailey said. "The requirement that everybody have health insurance kicks in on Jan. 1, 2014, so you have three months to meet that requirement."

Whether or not people qualify for a subsidy depends on their income, and online calculators are available. Bailey said the Center for Rural Affairs also has posted answers to some of the common questions on its website, cfra.org.

More information on subsidies is online at files.cfra.org and one subsidy calculator is at kff.org.


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