AUSTIN, Texas – Se acerca rápidamente el vencimiento del primer período en que se abre el mercado para contratar los planes de salud bajo la Ley de Cuidado Asequible o Affordable Care Act (ACA).

La fecha límite es el 31 de marzo y quienes no tengan un seguro en orden este año, podrían enfrentar penalizaciones bajo el mandato individual de la ley.

Otro inconveniente consiste en que si alguien no cuenta con la cobertura antes de que termine este mes, tendrá que esperar hasta mediados de noviembre para tener una nueva oportunidad de inscribirse. Así lo informa Trey Berndt, director estatal asociado de defensoría en AARP Texas.

"Y la gente debe saber que si se inscriben antes del 15 de marzo, la cobertura podría comenzar el primero de abril -advierte-, y si se inscriben hasta el 31 de marzo, la cobertura empieza el 1o de mayo. Y lo que espera la AARP es que todos lo que no tengan seguro vayan y lo adquieran en el mercado."

El mercado para inscribirse a los planes de salud está disponible en http://healthcare.gov o al Tel. 1-800-318-2596.

Berndt dice que la mayoría de los problemas que tuvo el sitio de internet al inicio están resueltos, y más de 200 mil tejanos ya se anotaron para obtener su cobertura.

"Y muchos de ellos -comenta- pudieron recibir apoyo con el costo de su cobertura. Por eso pienso que mucha gente se ha sorprendido gratamente al entrar al mercado y ver lo que hay disponible."

Berndt añade que también están viendo una tendencia positiva entre los adultos jóvenes, quienes no siempre se dan cuenta de la necesidad de contar con un seguro.

"Quienes, como tantos de nosotros cuando fuimos jóvenes -dice-, pueden pensar que son invencibles. Muchos comienzan a revisar el mercado y a ver que, con un poco de ayuda para bajar el costo, pueden encontrar un seguro accesible."

Las estimaciones previas a la instrumentación de la ley Affordable Care Act ubican a Texas con unos 6 millones de personas sin seguro de salud, la cifra más alta de todos los estados. Quienes no tengan su cobertura en orden este año, podrían enfrentar una penalización fiscal, de acuerdo al mandato individual de la ley ACA.

Inscripciones en http://healthcare.gov o al Tel. 1-800-318-2596.


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United States Secretary of Health and Human Services Xavier Becerra and U.S. Rep. Yadira Caraveo - D-Thornton - recently paid a visit to Salud Family Health Centers' mobile clinic.

Each year, Salud serves up to two thousand migrant farmworkers who travel from other states and countries to plant and harvest leafy greens, corn, wheat, sugar beets, and other crops in North Central and Northeastern Colorado.

Director Deborah Salazar said her team always gets a very warm welcome.

"And it's usually the same guys that come to the same farms or greenhouses," said Salazar. "And so it's like seeing old friends. They know who we are, they know what we can do for them, and they trust us. There is trust because we have been doing this for a very long time."

In addition to its 12 brick and mortar health centers, and ten school sites, the mobile unit provides primary health services three to four evenings per week - primarily in rural areas.

They screen workers for diabetes, hypertension, cervical cancer, and anemia. Workers can also get lab tests, and flu and tetanus vaccines.

Salud is a federally qualified community health center that provides medical, dental, pharmacy, and behavioral health care services to all patients regardless of their ability to pay.

The first clinic on wheels was acquired in 1980, and Salazar said a brand new unit was rolled out in 2022.

She said her team works to build relationships with farm owners and supervisors to find the best time to plan a visit.

"If they need us to come out and start our visit on the mobile unit at 7 p.m, we can do that," said Salazar. "We are super flexible, because we don't want to interrupt their work day."

Salazar said the medical staff on the mobile unit might be the only people migrant workers see when they are not out planting and harvesting crops.

"These are the folks that put food on our table," said Salazar. "To give them quality, integrated health care - and go to them, so that they are taken care of - this is the least we can do."




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After more than 50 years of use, some Michigan lawmakers say naloxone may not be the best choice in an overdose situation.

Naloxone is sometimes called the "Lazarus drug" because of its powerful ability to seemingly resurrect people after a drug overdose.

Sen. Kevin Hertel, D-St. Clair Shores, and some of his colleagues have introduced a bill which would open the door for what they say are more costly, but more powerful, antidotes.

"Given the prevalence of fentanyl in our communities, and how much stronger some of these drugs that we're now seeing are, we believe -- and in talking with others -- that there should be other tools to respond to an overdose," Hertel explained. "To make sure we're doing everything we can to save somebody's life."

Not everyone is on board with the proposed legislation, Senate Bill 542. Opponents argued the more expensive naloxone alternatives are not necessary, and using them would only increase profits for the pharmaceutical industry.

Jonathan Stoltman, director of the Opioid Policy Institute in Grand Rapids, said while the naloxone alternatives do help in overdose situations, they can also cause nasty side effects.

"The newer approaches, they put people into more severe withdrawal," Stoltman pointed out. "That's a pretty profound negative side effect. The one approach is very inexpensive and works great; the other approach is far more expensive and has this strong negative side effect."

Sponsors of the bill say they're hoping to give Michigan residents a chance to chime in on the issue in a public hearing sometime in June. Michigan saw more than 3,000 opioid overdose deaths in 2021.


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New Mexico saw record enrollment numbers for the Affordable Care Act this year and is now setting its sights on lowering out-of-pocket costs - those not reimbursed by insurance. More than 56,000 New Mexicans are enrolled in a medical health insurance plan on the state exchange - an increase of 12,000 people overall.

Colin Baillio, deputy superintendent with the state's Office of Insurance, said the state has boosted its outreach and made efforts to improve the overall consumer experience.

"We saw a 40% year-over-year increase, and New Mexico saw the biggest percentage increase during the open-enrollment period among all of the state-based marketplaces," he explained

Part of the enrollment increase is due to what's called the "unwinding" - a federal directive that required all states to redetermine Medicaid eligibility following a three-year pause on checks during the COVID pandemic. He said by using expanded tools made available by the federal and state government, 8% of New Mexico's population is now uninsured - down from 23% in 2010.

Following approval by lawmakers in the 2024 legislative session, the New Mexico governor signed seven health care-related bills into law - one of which requires annual reporting of prescription drug pricing. Baililo said the Affordable Care Act built the foundation that has allowed the state to pursue additional affordability initiatives.

"I'm really glad to see that there's so much interest in the next step of health reform, really leaning into these out-of-pocket cost issues and making it easier for people to afford to stay covered and see their doctors," he continued.

Two years ago, the state also passed a one-of-a-kind law that did away with behavioral health co-pays for people in certain insurance plans.