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Louisiana teachers' union concerned about educators' future; Supreme Court hears arguments in Trump immunity case; court issues restraining order against fracking waste-storage facility; landmark NE agreement takes a proactive approach to CO2 pipeline risks.

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Speaker Johnson accuses demonstrating students of getting support from Hamas. TikTok says it'll challenge the ban. And the Supreme Court dives into the gray area between abortion and pregnancy healthcare, and into former President Trump's broad immunity claims.

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The urban-rural death divide is widening for working-age Americans, many home internet connections established for rural students during COVID have been broken, and a new federal rule aims to put the "public" back in public lands.

Research: Medical Bills Leading Cause of Bankruptcy

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Tuesday, March 29, 2011   

PHOENIX - As Arizona and other states grapple with budget deficits, common targets for cuts are public sector benefits and health and human services. But one Harvard Medical School researcher suggests being thoughtful when dealing with health care, or the consequences may be more costly.

David Himmelstein, professor of public health at City University in New York as well as associate professor of medicine at Harvard, has researched medical-related bankruptcies for the past decade. He says they went up substantially between 2002 and 2007; that is, even before the Great Recession hit. He also notes that the vast majority involved people who had some level of insurance.

"Most people who are driven into bankruptcy by illness and medical bills actually have coverage, but it's such inadequate coverage that it doesn't keep them from financial ruin; they're facing huge premiums and co-payments and deductibles and things that aren't covered by their insurance."

Don't expect national health care reform to entirely pick up the slack, says Himmelstein. In a report released earlier this month, he and his fellow researchers looked at Massachusetts in 2009, three years after the state had passed a health reform law that served as a model for the national law.

"What Massachusetts did was to give people really inadequate coverage: it traded uninsurance for underinsurance. That really didn't work. When people were seriously ill, they ended up with such huge medical bills that they really didn't have coverage that could keep them out of the bankruptcy court."

The report suggests that substantial improvement in coverage and better disability insurance would better protect families. It points to Canada's model, where national health insurance provides universal, first dollar coverage, meaning that it immediately pays health care expenses without deductibles or co-pays.

The national medical bankruptcy study is at bit.ly.AAsEO. The Massachusetts medical bankruptcy study is at bit.ly/fiygJT




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