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Three US Marshal task force officers killed in NC shootout; MA municipalities aim to lower the voting age for local elections; breaking barriers for health equity with nutritional strategies; "Product of USA" label for meat items could carry more weight under the new rule.

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Big Pharma uses red meat rhetoric in a fight over drug costs. A school shooting mother opposes guns for teachers. Campus protests against the Gaza war continue, and activists decry the killing of reporters there.

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More rural working-age people are dying young compared to their urban counterparts, the internet was a lifesaver for rural students during the pandemic but the connection has been broken for many, and conservationists believe a new rule governing public lands will protect them for future generations.

The Holiday Shopping Season - Good Time To Remember Financial Basics

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Tuesday, November 22, 2011   

PHOENIX - As the holiday season begins, financial planners say now is a good time for working families to think about some household budget basics.

People can save themselves a lot of stress by sticking to good rules about spending, says Kelli Hinkle, director of the Alliance For Sustainable Families. Although she admits it can be hard for families to manage their money during this time of year, she stresses that it's important.

"Establishing a budget and sticking to that budget. Know in advance what your limitations are for spending for the holidays, and stick to it."

Hinkle says putting things on plastic can be tempting, but she advises caution. One good rule is to avoid using credit cards that can't be paid off when the bill comes.

"If it's not paid off, you end up paying tons of fees, and then if you can't pay them on time, paying fees on top of that, and that's money you could be saving."

She says the basic financial lessons of the holiday shopping season are really the same as those for the rest of the year.

"Do that all year round. Don't wait 'til the holidays to do the budget. Do your budget in January and then have that all laid out by the time the holidays come around."

Financial stress can tear a family apart, counselors say, especially during slow economic times.


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