LOUISVILLE, Ky. - After months of debate and planning, open enrollment for insurance under the new national health care law is about to begin in Kentucky. Rollout of the state's health insurance marketplace, known as "Kynect," begins October 1. To help Kentuckians decide on their coverage options, AARP Kentucky is hosting a series of community events. According to Tihisha Rawlins, associate state director for grassroots initiatives, AARP-Kentucky, the goal is to connect consumers with those who can help them compare insurance plans and enroll.

"We are definitely seeing a lot of confusion, but we are also seeing a lot of people who want information; they're hungry for it," Rawlins said. "They want to know, 'How can this law help me; can this help my family? What do we need to do?'"

The first community event is in Owensboro on the day enrollment begins (October 1). Others will be held over the next couple of months in Hazard, Hopkinsville, Lexington, Louisville, and Mt. Sterling. After the sign-up period, the actual insurance coverage is to start January 1.

While AARP is known as an advocacy group for seniors, Rawlins said the community events are designed to help younger people as well.

"We're trying to reach all of those individuals who are currently uninsured, shopping in the private marketplace on their own, trying to find coverage that they can afford," she said. "So, we are actually casting a wide net to reach all of those 18 to 64."

According to state figures, 640,000 Kentuckians are uninsured, about 15 percent of the state's population.

Charlotte Whitaker, an AARP volunteer who is a member of ARRP Kentucky's executive council, said the health-care law will help seniors who are not eligible yet for Medicare, those who either lost their jobs, work part-time or retired early, and have had a hard time finding insurance because of preexisting medical conditions.

"I visited a gentleman last week over in Muhlenberg County, and his wife is 64 with a heart condition, and he said for ten years, they've not been able to have insurance," she recalled.

The AARP events will include demonstration of how to enroll online, with experts on hand to help people sign up for insurance coverage. Advance registration is required, on the AARP website, where a calendar of events is available.

Link to Kynect at Kynect.ky.gov.





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After more than 50 years of use, some Michigan lawmakers say naloxone may not be the best choice in an overdose situation.

Naloxone is sometimes called the "Lazarus drug" because of its powerful ability to seemingly resurrect people after a drug overdose.

Sen. Kevin Hertel, D-St. Clair Shores, and some of his colleagues have introduced a bill which would open the door for what they say are more costly, but more powerful, antidotes.

"Given the prevalence of fentanyl in our communities, and how much stronger some of these drugs that we're now seeing are, we believe -- and in talking with others -- that there should be other tools to respond to an overdose," Hertel explained. "To make sure we're doing everything we can to save somebody's life."

Not everyone is on board with the proposed legislation, Senate Bill 542. Opponents argued the more expensive naloxone alternatives are not necessary, and using them would only increase profits for the pharmaceutical industry.

Jonathan Stoltman, director of the Opioid Policy Institute in Grand Rapids, said while the naloxone alternatives do help in overdose situations, they can also cause nasty side effects.

"The newer approaches, they put people into more severe withdrawal," Stoltman pointed out. "That's a pretty profound negative side effect. The one approach is very inexpensive and works great; the other approach is far more expensive and has this strong negative side effect."

Sponsors of the bill say they're hoping to give Michigan residents a chance to chime in on the issue in a public hearing sometime in June. Michigan saw more than 3,000 opioid overdose deaths in 2021.


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New Mexico saw record enrollment numbers for the Affordable Care Act this year and is now setting its sights on lowering out-of-pocket costs - those not reimbursed by insurance. More than 56,000 New Mexicans are enrolled in a medical health insurance plan on the state exchange - an increase of 12,000 people overall.

Colin Baillio, deputy superintendent with the state's Office of Insurance, said the state has boosted its outreach and made efforts to improve the overall consumer experience.

"We saw a 40% year-over-year increase, and New Mexico saw the biggest percentage increase during the open-enrollment period among all of the state-based marketplaces," he explained

Part of the enrollment increase is due to what's called the "unwinding" - a federal directive that required all states to redetermine Medicaid eligibility following a three-year pause on checks during the COVID pandemic. He said by using expanded tools made available by the federal and state government, 8% of New Mexico's population is now uninsured - down from 23% in 2010.

Following approval by lawmakers in the 2024 legislative session, the New Mexico governor signed seven health care-related bills into law - one of which requires annual reporting of prescription drug pricing. Baililo said the Affordable Care Act built the foundation that has allowed the state to pursue additional affordability initiatives.

"I'm really glad to see that there's so much interest in the next step of health reform, really leaning into these out-of-pocket cost issues and making it easier for people to afford to stay covered and see their doctors," he continued.

Two years ago, the state also passed a one-of-a-kind law that did away with behavioral health co-pays for people in certain insurance plans.

New York's medical aid-in-dying bill is gaining further support. The Medical Society of the State of New York is supporting the bill. New York's bill allows terminally ill people with only six months to live to use this option, with safeguards requiring two physicians' approval.

The bill's Assembly sponsor Amy Paulin, D-Westchester, said despite the growing support, other hurdles lie ahead.

"Now we have what I believe, if it came to the floor, a majority. There's still a hesitation on the part of leadership. You know, we need members to assure leadership that they no longer have reservations," she said.

Other newly resolved concerns center on making sure insurance companies and doctors who don't support this aren't held liable. She's optimistic the bill will pass after nine years in the Legislature. New York would be the 11th state along with Washington, D.C. to have medical aid in dying legislation.

Corinne Carey, senior New York campaign director with Compassion and Choices finds the pandemic drew a vivid picture of a person's end-of-life experience. There were images of people dying on ventilators, apart from loved ones, and unable to communicate. She said people began thinking about a "good death."

"And, what is a good death is being surrounded by loved ones, having some measure of control, experiencing the touch of your loved ones, and being the one in the driver's seat," she explained.

Now people have different options for end-of-life care, each of which presents various challenges. Polls show medical aid in dying has garnered considerable support since being introduced in 2015. A 2022 Compassion and Choices poll finds 57% of nurses support medical aid in dying professionally, although fewer support it personally.