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Trump imposes 25% tariffs on steel and aluminum; 80% of Montanans oppose reduced workers' rights; Lawmaker says dismantling Education Dept. would harm Oregon schools; Harm reduction efforts fall short for Black men in Indiana.

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President Donald Trump approves 25% tariffs on steel and aluminum. Democrats who oppose dismantling the agency have been denied access to the Department of Education. And some places buck policy trends on sex education and immigration.

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Medical debt, which tops $90 billion has an outsized impact on rural communities, a new photography book shares the story of 5,000 schools built for Black students between 1912 and 1937, and anti-hunger advocates champion SNAP.

Critics Say Rule Could Allow “Junk Insurance” To Undermine Market

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Monday, June 25, 2018   

CHARLESTON, W.Va. — The Trump administration has cleared the way for an unprecedented expansion of inexpensive health insurance that critics say will drive prices up for more comprehensive plans.

The new federal regulation allows small employers to join together to create so-called association health plans, which are exempt from some critical insurance safeguards. According to Cheryl Fish-Parcham, director of access initiatives with the health care advocacy group Families USA, such plans often end up being so limited that they're "insurance" in name only.

"They don't have to provide a minimum value of coverage. They don't have to provide mental health benefits; they might not have to provide maternity benefits,” Fish-Parcha said. “So, there are really limited benefits being offered in these plans."

The administration has said the plans will spur competition in the insurance market. But critics say the new rule will lead to more people being denied coverage and more medical bankruptcies.

Fish-Parcham said these plans also are allowed to discriminate against people who are sick or who have preexisting medical conditions.

"This segments the market into a market for the healthy and a market for the sick,” she said. “And there are many ways that the market for the sick becomes even more expensive."

She added that association health plans are more difficult to oversee, which opens the door for unscrupulous companies to sell very low-cost plans that don't actually cover medical claims.

Fish-Parcham said states may be able to step in to weed out the companies that are defrauding consumers.

"Unfortunately, that's going to take resources that states may not have,” she said. “Their insurance departments will have to step up quite a lot to oversee these plans."

The new rule was drafted by the Labor Department under an executive order signed by President Donald Trump in October of 2017.


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