skip to main content
skip to newscasts

Thursday, September 21, 2023

Public News Service Logo
facebook instagram linkedin reddit youtube twitter
view newscast page
play newscast audioPlay

Young people in Georgia on the brink of reshaping political landscape; Garland faces down GOP attacks over Hunter Biden inquiry; rural Iowa declared 'ambulance desert.'

view newscast page
play newscast audioPlay

McConnell warns government shutdowns are "a loser for Republicans," Schumer takes action to sidestep Sen. Tuberville's opposition to military appointments, and advocates call on Connecticut governor to upgrade election infrastructure.

view newscast page
play newscast audioPlay

An Indigenous project in South Dakota seeks to protect tribal data sovereignty, advocates in North Carolina are pushing back against attacks on public schools, and Arkansas wants the hungriest to have access to more fruits and veggies.

Open Enrollment is Here; Consumer Advocates Say 'Buyer Beware'

play audio
Play

Friday, November 1, 2019   

HARTFORD, Conn. – The open enrollment period for health insurance under the Affordable Care Act begins Friday, and health care advocates are advising people to read the fine print before deciding on a new policy.

The advocacy group Consumers for Quality Care sponsored a survey that found just over half of respondents said they understand "very well" their health insurance coverage for routine doctor visits.

But according to consumer advocate Jason Resendez, a Consumers for Quality Care board member, only 22% said they understood what is covered for out-of-network hospital services or in the event of an accident.

"It's really important for consumers to understand what exactly their plan covers, and really thinking about how to avoid things like surprise medical bills," he stresses.

The open enrollment period for health insurance under the Affordable Care Act ends on Dec. 15.

Resendez particularly advises to watch out for "short-term, limited-duration" insurance plans. He notes these low-cost plans are exempt from many of the coverage requirements of the Affordable Care Act and may leave people with huge medical bills.

"These are plans that often exclude coverage for pre-existing conditions,” he points out. “They're not required to cover preventative services, and have a host of other substantial risks for consumers. So, these are really 'junk plans.'"

Massachusetts, New York and New Jersey have banned the sale of short-term, limited-duration plans.

Even for people with experience in this field, health insurance plans can be hard to understand and are often confusing.

Resendez says the best thing to do when shopping for a new plan is to be your own consumer advocate.

"Get as much information as you can when you're making these decisions,” he advises, “not being afraid to call your insurer and ask questions and then, making the best decision for you and your family."


get more stories like this via email

more stories
In 1981, the United Nations adopted a resolution encouraging the need for an International Day of Peace. The celebration was observed for the first time in 1982. (ananaline/Adobe Stock)

Social Issues

play sound

In cities across the globe, including the Michigan city of Midland, various organizations are commemorating International Day of Peace today…


Social Issues

play sound

Georgia's young people could shift the political landscape of the state in the near future. New data from the Brookings Institution indicates that …

Environment

play sound

In rural Alabama, where hurricanes and tornadoes are a constant threat, communities often struggle with damage and limited resources for extended …


Universities across the country are facing declining enrollment and increasing financial challenges. (Adobe Stock)

Social Issues

play sound

A group of West Virginia Democratic delegates is calling for a special session to address West Virginia University's budget shortfall. Del. Evan …

Social Issues

play sound

While many Wyomingites of Hispanic descent came from Mexico, there is a lesser-known population from the old Spanish settlements of northern New …

Social Issues

play sound

This week, feminism passes a milestone of sorts as the iconic publication, Ms. Magazine, looks back on its first fifty years. A new book has just …

Social Issues

play sound

A set of controversial reforms to Illinois' cash bail system went into effect this week, changing a decades-old system of holding people in jail …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright 2021