ANNAPOLIS, Md. -- Some Maryland families hit hard by the novel coronavirus are breathing a sigh of relief since the Centers for Disease Control and Prevention announced a new moratorium on evictions until year's end.

But the new order has important terms renters need to be aware of. Attorney Matt Hill at the Public Justice Center in Baltimore said to qualify, renters need to make less than $99,000 a year, and meet several other requirements.

They must prove they've lost income due to the pandemic, that they've applied for government assistance to pay rent, and that they could become homeless if kicked out.

He noted that savvy landlords could dispute small details.

"It's going to help millions of tenants, and it's incredibly important," said Hill. "But it does require tenants to be vigilant, and to take action. Because if the landlord is trying to use some sort of loophole or make some sort of argument, they are going to need to respond."

Almost 300,000 households unable to pay rent are at risk of eviction in Maryland, according to one estimate.

For assistance in qualifying, contact the Fair Housing Action Center of Maryland.

While Hill said he thinks the moratorium is a critical first step to protect families, he's also urging lawmakers to take more permanent steps to relieve economic hardships created by the pandemic.

As Hill put it, "If this order is not paired with rent relief -- rental assistance, canceling the rent, something that addresses the long term structural problem of the lack of income related to COVID-19 -- then we are going to be just kicking the can down the road."

People who violate the terms of the eviction moratorium face harsh penalties, including up to a $100,000 fine and a year in jail. And if a tenant lies about any of the five requirements, they could be charged with perjury, which carries a penalty of up to five years in prison.


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The Kentucky Housing Corporation has received applications for housing funding from the state's Rural Housing Trust Fund requesting more than $18 million for rebuilding single family homes in regions of the state still recovering from catastrophic flooding and tornadoes.

Wendy Smith, deputy executive director of the Kentucky Housing Corporation, explained very few affected homeowners carry flood insurance, and homeowners' policies typically do not cover flooding. She said money from the trust fund will be critical for helping middle and moderate income Kentuckians rebuild their houses.

"We are viewing this allocation of state dollars as a really flexible source to keep the pipeline of housing work in recovery going," Smith noted. "And to grow it before the big federal money arrives."

According to a report by the Ohio River Valley Institute, approximately 9,000 homes in eastern Kentucky were damaged in last year's severe flooding. Rebuilding costs are estimated to be between $450 million and $950 million.

Smith pointed out that, unlike most housing programs, Rural Housing Trust Fund money can serve homeowners who earn up to 120% of a region's medium income.

"It is really a middle-income [program and] we can serve low-income folks," Smith emphasized. "We can also serve folks who earn slightly higher incomes, or maybe it's two earners in the family. And that's really important, because disasters do not care how much money you make."

According to the Ohio Valley Institute report, six in 10 families with flood-damaged have incomes of $30,000 a year or less.

Smith added long-term local and state funding is critical for a successful recovery and rebuilding.

"We've gotten this crash course in how this works, what the federal role is," Smith outlined. "What constitutes the kind of emergency response phase versus the longer term recovery and rebuilding phase. "

FEMA said the federal government has provided $159 million in assistance to eastern Kentuckians so far.


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Advocates for affordable housing in Virginia are holding a forum today for Richmond region candidates to speak with local residents about the state's housing crisis. Across Virginia, the median rent has increased 24%. Earlier this year, the City of Richmond declared a housing crisis based on low housing inventory. Virginia's General Assembly has taken up legislation to aid with this issue in the past, though it hasn't always been successful.

Laura Dobbs, policy director for Housing Opportunities Made Equal, said there are things the state can do.

"The state needs to invest a lot in housing," she said. "Both on the affordable side of simply preserving our existing affordable housing stock, building more affordable housing, but also on the home ownership side."

She added the state has an opportunity to invest in a more robust down-payment assistance program for homeowners. The National Low Income Housing Coalition estimates Virginia has more than 250,000 extremely low-income households, but only around 80,000 affordable homes available to rent. The forum starts at 6 p.m. Doors open at 5:30 in Auditorium 101 of the Richmond Public Library's Main Branch.

The Richmond Eviction Lab finds statewide, eviction filings increased almost 4% between the end of 2022 and early 2023. But eviction judgements declined more than 9% in the same time period.

Christie Marra, housing advocacy director with the Virginia Poverty Law Center, thinks pandemic-era protections need to be reinstated to prevent eviction risks from rising further.

"We'd like to see the requirement that landlords provide information to tenants on that 'pay or quit' notice, about where they can go to get rental assistance, if their locality has anything," she explained.

Marra also called for the 14 day 'pay or quit' eviction notice be brought back. She said the state knows what works, but elected officials need to have the courage to implement these policies.

The affordable housing crisis in New Hampshire is widespread and a new survey found a majority of voters support legislative action to fix it.

The survey conducted by the Center for Ethics in Society at Saint Anselm College showed 60% of voters believe the state should change its planning and zoning laws to allow for more affordable housing development.

Max Latona, executive director of the center, said perceptions of affordable housing are changing as the problem hits closer to home for more people.

"They're recognizing their kids can't even buy a home in their own neighborhood; their aged parents can't find anywhere to relocate in their own neighborhood," Latona explained.

Latona pointed out a majority of voters showed a decline in so-called NIMBYISM and now support more housing in their own communities.

Every voter surveyed under age 35 agreed their community needs more affordable housing, and much of the demand was for the so-called "missing middle," including apartments, townhomes, or duplexes.

Latona noted young people are especially vulnerable to the housing shortage.

"If New Hampshire is one of the oldest states in the nation, I think we really need to pay attention to what our young people are saying so we can find a way to retain them and draw them to the state," Latona contended.

The recently released New Hampshire Zoning Atlas showed just 11% of the state's buildable land area is zoned for duplexes on small lots leading more developers to lobby for broader planning regulations.

Latona added the housing crisis is not only an urgent matter but one of justice and equity.



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