Almost 27 million borrowers with federal student loans are set to start repayments in February, but some have succeeded in erasing their debt through the Public Service Loan Forgiveness program (PSLF).

The program ran into trouble a few years ago, and fewer than 5% of applicants were approved for loan forgiveness despite tracking their payments for a decade, as required.

Yvonne Dowell, a Baltimore mental-health counselor, was initially denied, but she reapplied after the Biden administration overhauled the program this fall. She recently found out not only did she qualify for loan forgiveness, she was reimbursed for the 18 months of payments she made after her first application.

"When I was denied, I was devastated," Dowell recounted. "So, I do know that in the past, it did not work. However, by all means, know that things have changed, and they have revamped that program. And the program works."

Dowell wants to spread the word to help others benefit from the PSLF limited waiver, which expands the types of qualifying payment plans and loan programs. Student borrowers have until Oct. 31 of next year to apply.

With a starting public-sector salary in the mid-30s, Dowell struggled to pay off her student loan at more than $200 a month, while also putting her children through college. She contended groups like the American Federation of Teachers should be applauded for their work to help change the program. It ultimately ended her debt, which totaled more than $70,000.

"This program will help single mothers that are paying to go to school," Dowell emphasized. "And anyone that's in an income that's going to cause a struggle and has to take that student loan out to pursue their dreams."

Sen. Chris Van Hollen, D-Md., joined with Senate colleagues asking the Biden administration to continue waiving interest on federal student loans for the duration of the COVID-19 emergency. The pandemic moratorium on federal student loan payments expires Jan. 31.

The shortage of school teachers and staffers has reached a crisis level in some public schools. An education advocacy group is making recommendations to fix that. Pennsylvania serves more than 1.7 million students in grades K through 12.

Rich Askey, Pennsylvania State Education Association president, said they plan to unveil a state legislative package that focuses on several key priorities to solve the school staffing crisis, including a boost in teacher salaries. Right now, some teachers average about $27,000 a year to start, and the plan calls for money to attract more candidates.

"First to set the annual minimum salaries for educators, school counselors, nurses, and other educational professionals at $60,000," Askey said. "And also, we want to look at a minimum wage for custodians, cafeteria workers, paraprofessionals, and other support staff at $20 per hour. "

Askey added there has been a dramatic decline in the number of college graduates entering the teaching profession. Pennsylvania issued more than 12,000 fewer first-year teaching certificates in the 2020-21 school year than it did in 2012-13, a drop of 66%.

Askey said in addition to affecting teachers and staff, the shortage has created challenges in the classroom, resulting in some kids having learning problems.

"I know of educators that are teaching two classes at the same time and on one side of the room, they might be teaching life science on the other side of the room, they might be teaching earth science, and that doesn't let our kids have the individual attention that is so needed, " Askey said.

Askey added the legislative plan would be taking a sustained multi-year commitment to be phased in over five years. It also includes paying college students in teacher preparation programs while they are student teaching, creating a scholarship program, and investing in the "Grow Your Own" program to help paraprofessionals and school support staff go back to college and earn their teaching degrees.

As educators across Massachusetts prepare to administer high-stakes tests for students this spring, new polling shows the public supports changes to the often stressful graduation requirement.

Seventy-four percent of poll respondents support a policy in which students would still take the Massachusetts Comprehensive Assessment System tests, but wouldn't need a passing grade to graduate.

Massachusetts Teachers Association vice president Deb McCarthy said the tests fail to reflect the depth and diversity of students' intelligence and learning styles.

"The score," said McCarthy, "is simply a measure of who is a good test taker."

McCarthy said recently introduced legislation - entitled the Thrive Act - would allow school districts to use coursework to determine a student's mastery of English, math, and science as required by state standards - rather than a one-time standardized test.

Massachusetts is one of only eight states requiring high school students to pass a test to receive their diploma.

Educators say standardized tests are especially difficult for students with Individualized Education Plans, English language learners, and students from low-income communities.

McCarthy said removing the pressure of high-stakes testing would improve outcomes for historically disenfranchised students.

"The research shows us that there's a direct correlation between the test scores and the ZIP codes," said McCarthy, "and it really is an opportunity gap, not an achievement gap."

The Thrive Act would also eliminate the state's power to take over underperforming schools, which tend to be located in some of the poorest communities with lower MCAS scores.

Backers of the legislation say it would give students, parents, and educators a greater say in how their schools are run.

A grant is helping student parents at a college in northwestern Montana.

The Aspen Institute has announced Blackfeet Community College and seven other institutes around the country have joined the Black and Native Family Futures Fund.

Linda Sue Racine is a counselor and the coordinator of the $75,000 grant at the school. She said COVID-19 hit the Blackfeet Reservation hard and many students are grieving.

"To be able to get good grades and all that you need to have some peace in your life," said Racine. "And I always feel that if we're not well mentally and emotionally and physically, then we're not going to be able to succeed."

The grant comes with technical assistance to implement programs as well. Blackfeet Community College is setting up the Native Student Parent Program, which will help young mothers with child care, food and transportation.

Racine said elders also are helping with the program. She said workshops for the young mothers include making traditional outfits for their kids.

"We just don't want our people to lose their cultural and their traditional way of life," said Racine. "So it's very important that we integrate it in everything we do."

The eight institutions that received funding are Historically Black Colleges and Universities and Tribal Colleges and Universities.

Support for this reporting was provided by Lumina Foundation.




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