Nearly 1,200 Hoosiers are about to have some of their student-loan debt forgiven, as part of a multistate settlement with the student-loan-servicing company Navient.

The settlement includes more than $31 million for Indiana.

Scott Barnhart, chief counsel and director of consumer protection for the Indiana Attorney General's Office, said more than $26 million of Indiana's cut will go toward loan forgiveness for borrowers. He advised borrowers to visit navientagsettlement.com to determine if they're eligible.

"And that provides a lot of information for consumers who believe that they may be within that group," Barnhart pointed out. "To find details on whether they qualify and what they need to do."

In 2019, Indiana joined a coalition of more than three dozen states and Washington, D.C., in accusing the Delaware-based company of deceptive and unethical lending practices. Navient denied breaking the law and said the allegations were based on unfounded claims.

Barnhart noted the remainder of Indiana's portion of the settlement will go toward compensating more than 16,000 people who have already paid into their Navient-handled loans, and about $700,000 will go directly to the state.

"And I think this is a win for consumers to move forward," Barnhart contended.

The deal also requires Navient to follow several new rules going forward, including changes to its payment processing system, and limiting or reducing certain fees for late payments. Including Indiana borrowers.

More than 400,000 people across the country will have some of their loan amounts forgiven as part of the settlement, and 66,000 will have their loans cancelled.

Another controversial move in Florida's education system is a proposal to drop sociology, the study of social life and the causes and consequences of human behavior, as part of their general education requirement for public college students.

When it comes to trying to understand why sociology is suddenly on the chopping block, University of Florida Professor of Sociology, Criminology and Law William Marsiglio said one guess could be the state's current political climate -- and the fact that the course covers sociological theories, core concepts and issues related to societal structures, sexuality, gender and race.

"One would assume that there are political reasons associated with trying to preserve a kind of conservative agenda," said Marsiglio, "to minimize opportunities for people to talk about or for students to learn about race or gender or sexuality, history and social class."

Florida Education Commissioner Manny Diaz, Jr. proposed the change to replace the sociology course with "Introductory Survey to 1877," which is an American history class for students to meet the state's civic competency requirements.

The change is still subject to a final vote in January, which some expect is an effort to bring curriculum in line with SB 266 -- a new law that prohibits colleges and universities from spending money on diversity, equity and inclusion initiatives.

Academics see the decision as potentially harmful to sociology departments, student enrollment and the quality of education in the state.

Marsiglio said the proposal even impacts the learning objectives of students preparing for medical school.

"They would be discouraged from taking a course that would better prepare them for a career in health professions, medicine in particular," said Marsiglio. "So, I think that is a shortsighted view on the part of those who are trying to make this decision."

Critics, including the American Sociological Association, are submitting public comments opposing the removal before the final decision in January.

Support for this reporting was provided by Lumina Foundation.




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A new report from the Consumer Financial Protection Bureau finds the repayment process for federal student loans has been filled with errors.

Repayments began in October following a three-year pandemic-related pause. Since then, complaints of inaccurate bills, late notices and poor customer service have increased. Officials with the Consumer Financial Protection Bureau said they are working to protect borrowers from incompetent or predatory student loan servicers.

Rohit Chopra, director of the bureau, said borrowers should be cautious, especially when talking to third parties contracted by loan servicers for bill payments.

"If you're having trouble, please file a complaint," Chopra urged. "We're often able to get those individuals across the country fixes - and sometimes, clear answers on what really needs to happen."

The Supreme Court struck down President Joe Biden's student loan forgiveness plan earlier this year, affecting almost 1.8 million Ohioans carrying student debt. Average student loan debt in Ohio is more than $34,000, according to the website educationdata.org.

Judy Dollison, president of the Better Business Bureau of Central Ohio, said now is the time for borrowers to carefully read and understand the terms of their loan and become familiar with legitimate student loan repayment assistance programs.

"It's important to know what services those lenders provide," Dollison noted. "And what are the legitimate companies that are part of the program."

This week, the U.S. Department of Education released draft rules for expanding federal debt relief. Hearings on the plans will be held Dec. 11-12.


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Fewer college students are taking foreign language courses, and a new report warns this could affect how well students are prepared for a globalized world.

The Modern Language Association survey finds fewer students chose to study languages other than English between 2016 and 2021. Nationally, enrollment dropped 17% during the same period, and the impact in Indiana is far greater.

Deborah Cohn, provost professor of Spanish and Portuguese at Indiana University, explained the dropping numbers could spell trouble for students applying for college, and have implications for equity.

"In Indiana, between 2016 and 2021, they dropped from 42,000 to 30,000. So, that is a drop, in that five-year period, of 29.4%," she said.

Cohn pointed out that foreign language studies provide cultural knowledge and open doors for many types of jobs. The report says adequate funding for language programs, and support from the schools, are needed to help keep them going.

According to the report, making foreign language courses more career-focused might attract more students. Cohn underscored that the nation is becoming more diverse - so it's important to understand and be able to connect with others.

"We actually need language study for jobs to serve both the domestic market but also the international market. We need people who can speak languages who can offer social services, legal services, medical services within this country," she continued.

One thing that might turn the ship, according to Cohn, is getting students involved in studying languages at all levels - especially when they are young. The report also recommends schools build partnerships with multicultural organizations.


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