For Minnesota to make big gains in reducing poverty, its safety net needs to be more robust, according to a new report highlighting disparities residents around the state are experiencing while elevating themselves from hardship.

Minnesota's official poverty rate is 8.7 %, which is below the national average.

Angie Fertig, social policy research scientist at the University of Minnesota, said when you dig deeper, there are broad levels of unevenness. The state is known for its racial disparities, and Fertig confirmed BIPOC residents have much higher poverty rates than white residents, and existing support systems only help meet basic needs.

"A lot of people believe that Minnesota is a very generous state in terms of its safety net," Fertig acknowledged. "And that's generally true. However, there are lots of things that we could do better."

The report calls for state action, such as expanding eligibility for SNAP benefits, to help all families prosper. Despite a large budget surplus, it is unclear if boosting various forms of assistance will happen under a divided Legislature. The poverty rate for Black residents is 21%, while 29% of Native Americans fall into the same category.

Fertig pointed out there is also variation when looking at poverty through a geographic lens, with higher rates in certain urban centers, including Duluth and the Twin Cities, and some rural regions as well. Her report calculated separate poverty rates when factoring in federal benefit programs and found it was not much better than the official rate.

"What the report reveals is that current policies and programs just aren't enough to eliminate poverty," Fertig asserted. "They exactly balance out with the higher costs that living (and) covering your basic needs entail."

Bill Grant, executive director of the Minnesota Community Action Partnership, which supported the report, said it is good to have a more accurate measure so organizations such as his know where to ask for legislative support to make them stronger.

"While a number of people have benefited from these programs, they aren't accomplishing the primary objective, which is to lift people out of poverty," Grant stressed.

The new report looked at 2019 data and called for a statewide Commission to End Poverty. Those involved hoped to issue annual findings to track how marginalized residents are faring, especially in light of the pandemic.

Community service agencies say many low- and moderate-income homes in the Commonwealth are unprepared for the winter cold and could benefit from a number of free weatherization and heating services, including window sealing, attic insulation, new appliances and repairing or replacing home heating systems.

Eva Haynes, who lives in Brockton, said she is grateful for the help she received two years ago, when her furnace stopped working, and she spent nine days at home alone in the cold.

"I had googled, 'How to keep your house warm when you have no heat,' " Haynes recounted. "I mean, people didn't know what I was going through. I just was ashamed."

Homeowners like Haynes, as well as renters who are eligible for heating assistance, are also automatically eligible for the energy audits and can find out more heatinghelpma.org.

The website is run by the Massachusetts Association for Community Action, a coalition of more than 20 agencies throughout the Commonwealth, which are reporting unprecedented requests for home heating assistance, and have found many people are unaware of the free home energy audits.

Jonathan Carlson, CEO of Self Help, which serves communities in southeastern Massachusetts, said both the audits and the savings are extensive.

"You know when we leave, that house is about as efficient as it can get, as far as holding in heat," Carlson asserted.

Carlson pointed out it also keeps homes cool in the summer, adding up to even more savings over time. The average single-family, weatherized home saves at least $283 a year on energy costs.

The benefits of weatherizing a home go beyond the pocketbook. Improving the energy efficiency of older homes in low-income neighborhoods means more jobs and a cleaner environment.

Research indicates for every dollar invested in weatherization programs, nearly three go back into the community.

Liz Berube, executive director of Citizens for Citizens, serving the greater Fall River and Taunton area, said agencies statewide have jobs to offer.

"Electricians, plumbers, there's a lot of money in energy efficiency," Berube noted.

Berube added weatherizing older homes means people, especially seniors, can stay in their homes longer and communities stay intact. In addition to federal funding, the group has requested an additional $50 million from the state to ensure people have access to energy-saving programs.

Community service agencies say requests for home heating assistance were increasing even before National Grid - the power company that serves many in the area - announced energy prices could jump nearly 60% by November 1.

Requests for help with the cost of delivered fuels like home heating oil are also unusually high, with prices expected to jump 30% in the next few months.

Mary Knittle is director of energy resources at Worcester Community Action Council, which serves western and central Massachusetts.

She said on top of the thousands of applications already processed, the number of first-time applicants asking for help with delivered fuel costs compared to last year is up more than 200%.

"It's palpable, really, how anxious people in the community are about it," said Knittle. "And probably a lot of folks who maybe never really thought they would need the help are going to apply for the first time."

But Knittle said she wants people to know the income eligibility to participate in the fuel assistance program is quite high. A family of four can earn up to $81,000 and still receive a benefit.

She encouraged people to call their local service agency, or to apply at 'HeatingHelpMA.org.'

The federal government has allocated an additional $37 million to Massachusetts for energy assistance, but those who field calls from working parents and retired seniors looking for help predict they'll need more.

Joe Diamond is the executive director of Massachusetts Association for Community Action (MASSCAP), a coalition of more than 20 Community Action Agencies.

He said MASSCAP has requested the state tag on an additional $50 million to the Low Income Home Energy Assistance Program to help people stay warm through the winter.

"We don't ask them every year, but in years when there is a crisis, we do," said Diamond. "And the legislature and the governor have been so responsive."

Diamond said his agency is streamlining the application process for heating help through 'HeatingHelpMA.org,' working to ensure that anyone who qualifies for public benefits automatically becomes eligible for heating assistance.

On the heels of a regional conference, multiple groups are working on new solutions for reducing the poverty gap in Minnesota.

Nonprofits, government leaders and people who've seen poverty firsthand gathered last week in Duluth to get a deeper sense of the connection between poverty and race in Minnesota, and discuss how to overcome long-standing disparities.

Bill Grant, executive director of the Minnesota Community Action Partnership, which hosted the event, said one observation is assistance programs are often run by people who have never experienced poverty. He added public perception is still a problem.

"We also need to challenge the belief that poverty is inescapable," Grant asserted. "We need to get over the belief that there will always be a percentage of the population that chooses to live in poverty."

While overall poverty has declined in the U.S., a recent Partnership report noted the Minnesota rates for Black residents and Native American populations are 20% or higher, well above the state level of 8.7%.

Grant noted one solution discussed was pardon reform, in hopes of making it easier for someone with a past conviction to escape the poverty cycle with a new job and housing.

John Doan, vice president of operations and equity for Trellis, a group providing support services for people as they age, said income disparities are especially felt among older Minnesotans of color.

He stressed it is a myth programs like Social Security and Medicare give seniors everything they need, and depending on your ZIP code, your advanced years are likely to be even more difficult.

"Access to education, access to healthy food sources, access to jobs; all of those things play into account," Doan outlined. "Because if you think about [being] older and poor, it's an accumulation of lots of years of life experience and of life circumstances."

Doan's group is part of a coalition which will soon ask state lawmakers to boost funding for basic services for older Minnesotans, to make sure economic prosperity is evenly shared.

"For example, we know that there's a huge shortage in funding for senior meals, as well as for assisted transportation," Doan noted.