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Tribal advocates keep up legal pressure for fair political maps; 12-member jury sworn in for Trump's historic criminal trial; Healthcare decision planning important for CT residents; Debt dilemma poll: Hoosiers wrestle with college costs.

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Civil Rights activists say a court ruling could end the right to protest in three southern states, a federal judge lets January 6th lawsuits proceed against former President Trump and police arrest dozens at a Columbia University Gaza protest.

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Rural Wyoming needs more vocational teachers to sustain its workforce pipeline, Ohio environmental advocates fear harm from a proposal to open 40-thousand forest acres to fracking and rural communities build bike trail systems to promote nature, boost the economy.

MT Student Borrowers Await Fate of Loan Forgiveness Program

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Monday, January 9, 2023   

About 120,000 Montanans qualified for the Biden administration's student loan forgiveness program, but the program's future is still in limbo.

In February, the U.S. Supreme Court will hear challenges to the program, which would cancel up to $10,000 in loan debt for many former students, and up to $20,000 for those who received Pell Grants.

Six states argued the president overreached his executive authority with the program.

Michelle Dimino, deputy director of education for the Washington, D.C., think tank Third Way, said the administration filed its first legal brief in defense of the plan last week.

"Their case rests on a 2003 law, called the HEROES Act, which granted the Secretary of Education authority to make changes to the Federal Student Loan Program during a national emergency," Dimino explained.

Montana has filed a brief supporting the six states challenging the forgiveness program. About 40 million Americans would be eligible for loan forgiveness. The U.S. Department of Education said more than 25 million people signed up for debt cancellation before the agency took down the application in November because of the legal challenges.

With the program in jeopardy, Dimino suggested borrowers should prepare for all possible outcomes, noting the conservative majority on the high court is likely to rule against the Biden administration. She advised people to follow the Department of Education's website for updates.

"They can also use this time to make sure that they are getting to a place where they would be able to resume repayment by the end of the summer, should that be the outcome of the case," Dimino recommended.

Dimino noted there are other options for borrowers beyond the forgiveness program, which could help with loan repayment.

"Income-driven plans tie your payment to your income, so that they are more manageable for you on a monthly basis," Dimino pointed out. "Borrowers can look into what they might be eligible (for), in terms of securing a monthly payment that works for their financial situation."

The Supreme Court hearing on the loan forgiveness program is scheduled for Feb. 28.


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