Monday, March 27, 2023

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Mobilizing Georgia voters in a non-election year is crucial for voting rights groups, Philadelphians over 50 will play a major role in the mayoral primary, and the EPA is finalizing a new air quality rule.

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Michigan becomes the first state in decades to repeal a "right to work" law, death penalty opponents say President Biden is not keeping campaign promises to halt federal executions, and more states move to weaken child labor protection laws.

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Fix Opens Options for Households with Costly Employer Health Coverage

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Monday, January 30, 2023   

Many Kentuckians who have affordable employer health coverage for themselves but not for their dependents and spouses now qualify for financial assistance in the form of tax credits through the Affordable Care Act.

The Henry J. Kaiser Family Foundation estimates more than five million people nationwide are affected by the now-fixed "Family Glitch."

Priscilla Easterling, outreach coordinator for Kentucky Voices for Health, advises families to assess how much they're spending each month on health insurance. She emphasized that previously ineligible families may now qualify, and said the special enrollment period is available year-round.

"The first thing that I would suggest for people when they're getting started," said Easterling, "is just to look at the cost of their employer plan, and do the math about how expensive it is."

Under the new change, if an individual's employer-based coverage offered costs more than around 9% of their household income to cover all family members, the employer-based coverage will be considered "unaffordable" and the employee's family members will be newly eligible for premium federal tax credits to help cover their costs.

Easterling explained that if an individual has already enrolled in employer health coverage, they should reach out to their employer to explore options.

She pointed out that if employees aren't able to get out of their employer-sponsored health care this year, they should mark calendars for next year, and plan to shop for affordable options for 2024.

Easterling said the glitch fix is a game changer for low- to mid-income workers who typically have access to employer-sponsored coverage but cannot afford to cover the cost of insuring their families.

"It gives families more opportunity to shop around for coverage," said Easterling, "and more choice about what they're spending and how they're spending it and how they want to cover their family."

According to an Urban Institute report, the family glitch fix opens coverage options for around 72,000 Kentuckians.

Visit kynect.ky.gov or call 1-855-306-8959 to speak with an expert who can help break down health plans and options.




Disclosure: Kentucky Voices for Health contributes to our fund for reporting on Budget Policy & Priorities, Children's Issues, Consumer Issues, Health Issues. If you would like to help support news in the public interest, click here.


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