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America's 'Radical Elders' continue their work for fairness, justice; SCOTUS upholds law disarming domestic abusers; Workplace adoption benefits help families, communities; Report examines barriers to successful post-prison re-entry in NC.

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A congresswoman celebrates Biden protections for mixed status families, Louisiana's Ten Commandments law faces an inevitable legal challenge, and a senator moves to repeal the strict 19th century anti-obscenity and anti-abortion Comstock Act.

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Rural educators say they need support to teach kids social issues, rural businesses can suffer when dollar stores come to town, prairie states like South Dakota are getting help to protect grasslands and a Minnesota town claims the oldest rural Pride Festival.

Health Care Open Enrollment Season is Here

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Monday, September 18, 2023   

It's open-enrollment season for most health-care plans - meaning within the next month and a half, you can make changes to your health plan.

Open enrollment starts today for more than 1.5 million public employees in California. Deb Reyman is the health benefits spokesperson for the California Public Employees Retirement System, or CalPERS.

"The most common mistake people make during open enrollment is they do nothing," said Reyman. "They don't look at any of the information. So for example, they might not know how their premium is going to change come January of 2024. And they see a change and it's too late to change health plans."

People with employer-sponsored health plans should check the plan's website for important dates. The Medicare Open Enrollment Period runs from October 15 through December 7.

Open enrollment for people on the state's marketplace for health plans - CoveredCA - runs November 1 through January 31, but you have to sign up by the end of December for coverage to start January 1.

CoveredCA executive director Jessica Altman said premiums are rising quite a bit for 2024, but more than 90% of enrollees get a state subsidy to soften the blow - and many people in the standard Silver Plan will pay no deductible.

"The statewide average increase for Covered California for premiums is 9.6%, and that's high," said Altman. "There's the impact of inflation. We're also still seeing people using more health care coming out of the pandemic."

Dr. Rhonda Randall - the chief medical officer for UnitedHealthcare's commercial operations - advised people to pay close attention to the coverage for specialty benefits such as dental, vision, hearing, critical illness, and mental health.

"You want to know what specifically you're going to have access to," said Randall. "How big is the network of therapists and psychiatrists, mental health professionals? Some employers offer navigation or advocacy services to help you find a good fit."

UnitedHealthcare sponsors a website called Just Plain Clear that explains the difference between terms like monthly premium, co-pay, co-insurance, and deductibles. They also have a page to help people understand the various Medicare plans.



Disclosure: United Healthcare contributes to our fund for reporting on Health Issues. If you would like to help support news in the public interest, click here.


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