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Wednesday, November 29, 2023

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Home health, hospice nurses in OR call for union contract agreement; MS ranks low among states for long-term care services, supports; and a look at how adopting children changed the lives of two Texas women.

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Former Vice President Mike Pence reportedly tells investigators more details about efforts to overturn the 2020 presidential election, Republican presidential hopeful Nikki Haley wins the endorsement of a powerful Koch brothers' network and a Senate committee targets judicial activists known to lavish gifts upon Supreme Court justices.

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Congress has iced the long-awaited Farm Bill, but farmer advocates argue some portions are urgent, the Hoosier State is reaping big rewards from wind and solar, and opponents speak out about a planned road through Alaska's Brooks Range a dream destination for hunters and angler.

Trend of home insurers leaving states could impact WA

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Tuesday, November 21, 2023   

Homeowner insurance companies leaving states like California and Florida represent a troubling trend that could impact Washington.

David Fadduol, attorney with Ruiz and Smart in Seattle, said there's anecdotal evidence that people aren't seeing their policies renewed because of wildfire risk in parts of the state. But it's unclear how widespread this issue is. Fadduol says the Washington State Office of the Insurance Commissioner, or OIC, does not track nonrenewals in the state.

"Without knowing the extent of the problem, where the problem is and how it might affect us in the future if there was a wildfire, you can't really determine what we should be doing about it, if anything at all," Fadduol said.

Fadduol notes the OIC conducted a study on this in 2019 but hasn't made that study public.

He added it's unclear how insurance companies make underwriting decisions and whether they do it based on an entire community's risk for disasters like wildfire or if it happens on a house-by-house basis.

"There's a lot of things that folks can do to protect their homes against wildfires and an insurance company using those broad strokes isn't taking those into account," he explained.

Fadduol said there are steps state lawmakers can take to protect homeowners. For instance, California passed a law in 2021 that requires insurers to recognize and reward people who adopt fire safety measures. There are other steps they could take as well.

"The OIC could require insurance companies to disclose the basis for nonrenewals on a property-by-property basis and then it would be pretty easy to look at those properties and determine was this a legitimate reason to not renew this policy?" he said.

The 2024 legislative session is scheduled to begin on January 8th.

Disclosure: Washington State Association for Justice contributes to our fund for reporting on Budget Policy & Priorities, Consumer Issues, Housing/Homelessness, Human Rights/Racial Justice. If you would like to help support news in the public interest, click here.


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By some estimates, more than 15 million people covered through the ACA exchanges nationally, and 20 million insured by the Medicaid expansion would lose coverage if the Affordable Care Act was repealed. (Fizkes/Adobe Stock)

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