Residents in a rural North Carolina town grappling with economic challenges are getting a pathway to homeownership.
In Enfield, the average annual income is about $25,000, while the average home price in the state exceeds $300,000. The significant gap between income and housing costs makes homeownership unattainable for many residents.
Mondale Robinson, mayor of Enfield, said it is an issue with which he is all too familiar, having grown up in the town. He acknowledged the dire housing conditions faced by many residents.
"Housing there is third-world," Robinson asserted. "And I know that term is not politically correct, but I use it intentionally to remind people that while we may be in the so-called richest country in the world, my people are suffering from houses that are killing them."
He pointed out many people in the town are living things like severe mold or failing foundations. Recognizing the challenges posed by limited resources both on a town and federal level, Robinson explained he is tackling the issue by forming partnerships with construction firms and lending institutions. He noted through the Horizon Project, they aim to build energy-efficient homes priced affordably at about $105,000.
Robinson highlighted historically, the majority of Black residents there have been marginalized from experiencing positive changes in their neighborhoods. He explained previous investments focused on constructing homes that were unaffordable for the community. Robinson expressed optimism the initiative will serve as a foundation for achieving long-term equality and stability.
"We had a qualification seminar where we brought people in to see if they qualify for homes," Robinson recounted. "Of those 400 people that showed up, 174 already prequalified and have already started ordering their model homes and on the process to become homeowners."
He added families who qualify will receive smart homes with two to four bedrooms, an opportunity most people living on an hourly wage in the town would not have had access to.
In addition to the housing aspect of the project, Robinson emphasized the importance of economic development and sustainability. He said they will offer training to help new homeowners maintain their property.
He stressed another major part of the Horizon project is meant to help promote growth in the town and return ownership to the people who live there.
"When all of these new houses pop up in this rural space, we know what's to follow, businesses to follow," Robinson projected. "Also, we're looking for the mental victory that folk feel when they've purchased a home, alleviating the fact that you have a landlord that is not concerned with how your health is affected by the house you're living in."
By addressing housing affordability and promoting economic empowerment, Robinson hopes the Horizon Project will serve as a blueprint for similar initiatives across North Carolina and beyond. Qualified families will move into new homes by June, while ongoing support aims to assist others in future qualification.
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New York's affordable housing crisis is being made worse by corporate landlords, according to groups trying to reform the system.
The state consistently ranks high for high housing cost burdens on renters and homeowners. The New York State Comptroller reported about 52% of the state's renters have a high housing-cost burden.
Hae-Lin Choi, District 1 political director for the Communications Workers of America, said it can be attributed in large part to big, corporate landlords.
"When corporate landlords roll into our communities, rents spike, hidden fees add up and basic maintenance goes out the window," Choi asserted. "This is not just 'business as usual.' I think what we're seeing is exploitation, plain and simple."
State and federal legislation could rectify the problems, but Choi suggested the political landscape has prevented it so far. She cited federal lawmakers like New York Congressman Marc Molinaro, who are bankrolled in part by real estate companies and have voted down federal affordable housing bills.
At the state level, "good cause" eviction and other tenant protections are working to keep housing costs reasonable.
Some experts feel congressional Republicans are tanking affordable housing efforts under the guise of helping everyday Americans.
Caroline Nagy, associate director of housing for the Americans for Financial Reform Education Fund, pointed to the Middle Class Borrower Protection Act. She said the bill, introduced by House Republicans, could have made it more expensive to become a homeowner.
"What this bill would have done is actually order the Federal Housing Finance Agency to increase borrower fees for people who don't have a 20% down payment," Nagy explained.
She added the bill would have decreased borrowing fees for vacation homes and investment properties. All House Republicans voted to support the bill along with 14 Democrats, but it failed in the Senate. Another bill would bring back a Trump-era program beneficial to wealthy investors, at the cost of affordable home prices for working families and minorities.
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By Corrie Aune for Yes! Media.
Broadcast version by Edwin J. Viera for New York News Connection reporting for the Yes! Media-Public News Service Collaboration
First, my brother passed away and then my mother," says Charles Jones, sitting on a blue metal folding chair in Philadelphia's Breaking Bread Community Shelter. "I needed somebody to take care of. And I needed somebody to take care of me."
Jones pauses and clears his throat, wiping his eyes. "I get emotional about it," he says quietly, looking down at the black Labrador retriever sleeping at his feet. "Midnight has done so much for me. I really don't know what I'd do without him."
Breaking Bread Community Shelter serves individuals experiencing homelessness in Upper Darby, a township on the outskirts of Philadelphia. It is the only shelter in the area to welcome guests along with their "Three P's": pets, possessions, and partners of all genders.
A few years ago, Jones was in a car accident that left him unable to work. As a result, he lost his apartment and began living on the streets. During this time, Jones left his service dog, Midnight, in the care of a friend. Every day, for months, he would take the bus to visit Midnight.
In addition to his role as an emotional support dog, Midnight is also trained to care for Jones in the event of a medical emergency. Jones suffers from hypertrophic cardiomyopathy and relies on Midnight to bring him his medication and phone during cardiac episodes when Jones is unable to stand.
When Jones finally secured a spot at a shelter that allowed service animals, he found the staff to be confrontational about Midnight's presence, despite the dog's status as a service animal. Eventually Jones was evicted from the facility.
After sleeping in a storage unit for two nights, Charles and Midnight visited the Breaking Bread Community Shelter in search of food. They were immediately invited in for coffee and a meal. Soon after, Charles and Midnight secured a room in the shelter, shared with two other guests, and were able to move in.
"The first day we came, the staff called us by name, even Midnight," Jones shakes his head, emotional once again. "They told me they had my back. I felt like I was in heaven."
Once securing a bed at Breaking Bread, Midnight was given vaccines and other medical care from volunteer veterinarians in the community. "I owe this place everything," says Jones. "We've got a whole new family here."
An Impossible Decision
"Approximately 10% of people experiencing homelessness do so with service animals, emotional support animals, or companion animals," according to the National Alliance to End Homelessness. However, very few homeless shelters currently accept pets. This means that many unhoused people are forced to make the often impossible decision between safe shelter and staying with their pet.
Additional research by the Alliance indicates that many choose to remain with their animal, even if that means sleeping on the street or staying in a violent situation. According to the Urban Resource Institute, "50% of domestic abuse survivors would not leave an abusive home unless they could take their pet with them."
Biana Tamimi, a veterinarian and the director of shelter medicine at the Animal Care Center of New York City, believes this decision is only natural. Tamimi explains that for many people, an animal is more than a pet-they are a member of the family. Over her years of veterinary care in New York City, Tamimi has witnessed animals providing critical companionship, comfort, and trauma healing to people experiencing homelessness or poverty.
"I have met so many unhoused people who say there's no way on Earth they would give up their animal. [Their pet] is their reason to get up in the morning, a reason to go out and look for food," Tamimi says. "We all know what it feels like to come home after a hard day and pet your cat or have your dog jump on your lap and give you licks. Imagine in the darkest time of your life, having a companion that's been with you for years suddenly taken away. We never want that to happen to people."
The Interconnected Health of Pets and their Owners
In addition to her role at the Animal Care Center of New York City, Tamimi serves as a co-lead at The Street Dog Coalition, an organization that believes the well-being of the pet and the owner are inextricably linked. At pop-up street clinics across the nation, the Coalition provides free veterinary care to pets of people experiencing or at risk of homelessness, while also offering social services and medical resources to owners. This model of care is known as the "One Health" approach. Attributed by many to 20th-century veterinary epidemiologist Calvin Schwabe, the One Health movement has gained popularity in recent decades.
"One Health is a way of providing care that recognizes the connection between human health and animal well-being," Tamimi explains. "Practically, what these clinics look like is a veterinary team working alongside human health care providers. For example, I'll be examining the animal, and maybe there's a psychiatrist with us, and we're having a conversation as a group."
Tamimi shares that, often, the focus of the appointment is first on the pet, utilizing the human-animal bond to help the owner feel comfortable.
"People want their animals to get the care they need," Tamimi says. "One of the biggest benefits [of One Health clinics] is getting someone through the door who might have a lack of trust with housing providers, with health care. ... We use that bond with the pet to facilitate the human getting care for themselves as well."
At a recent New York City pop-up clinic, Tamimi recalls a man who brought his cat to the clinic, concerned that she was developing asthma. Through conversation with the man, Tamimi and the volunteer social workers at the clinic discovered he was a heavy smoker, which was likely causing his cat's breathing issues.
"That was a great opportunity to discuss how the owner could smoke a little less," Tamimi says. "He didn't realize his smoking was causing this problem, and he said he didn't want to do that to her. ... Our team was able to say, 'Let's tackle this problem together, because you're going to be helping your cat and yourself.'"
To Tamimi, this illustrates the effectiveness of the One Health model and the power of the human-animal bond to positively influence a person's life.
"Pets keep their owners grounded. They keep them well, especially in really dark times of isolation and stress," she continues. "Humans can get through the most challenging times of their lives because they have an animal there with them that relies on them. ... That interconnectedness is really valuable."
In Texas, a Safe Space for Pets and Owners
The Bridge Homeless Recovery Center in Dallas is also working to keep unhoused people with their pets. The nonprofit has 20 dog kennels in its 750,000-square-foot center, along with shaded walking areas and a full-service grooming room. Recovery center clients are also provided with free dog food, leashes, and toys.
David Woody, a social worker and the president and CEO of The Bridge, says that in his experience, if a client is offered a spot in a shelter that does not welcome their animal, they often refuse services.
"Here at The Bridge, we've developed a real sensitivity to that kind of experience," Woody says. "Through the kennel program, we offer dogs a safe space while the guest gets their needs met as well. We take care of the whole person, and the canine is just as important as anything else."
Channon Cavazos, kennel manager at The Bridge, explains that often, guests open up to her about their trauma while talking about their pet. This allows the team at The Bridge to better serve the client's individual needs.
Cavazos says there is nearly always a waitlist for The Bridge's pet-friendly shelter services. In the coming years, she hopes to expand the kennel program, allowing more Dallas residents to receive shelter without being separated from their animal.
"There are people who will wait on our waitlist for weeks at a time because they can't part with their animals. A lot of these people have been through a lot. The last thing they want to do is get rid of their animal," Cavazos says. "I would love to see a kennel in all homeless shelters so that no one has to part with their animal to receive shelter."
Mobilizing the Public
Feeding Pets of the Homeless, a nonprofit working across all 50 states, provides food and medical services to the animals of unhoused people. Since it got its start in 2008, the nonprofit has provided more than 2 million pounds of food as well as medical care to more than 30,000 pets.
"When we first started, our clients would tell us they were giving their pet half of whatever food they could find," says founder Geneveive Frederick. "And we knew this wasn't healthy for the person or the pet."
Feeding Pets of the Homeless relies on donation sites across the country to collect pet food and supplies from the public. These donation sites are located in hair salons, doctors' offices, pet shops, and other small businesses. The food and supplies collected then gets distributed by social service centers like domestic violence shelters and food banks. Feeding Pets of the Homeless also offers financial support to unhoused clients whose pets need urgent medical care.
The majority of the organization's clients are women, Frederick shares. She highlighted that, many times, unhoused women are at greater risk of violence and rely on their animals for safety.
"Even the smallest dog can alert them that danger is coming," she says.
Additionally, she mentions the high suicide rates among people experiencing homelessness. For some people, pets can provide a reason to seek help, even when they feel hopeless.
"For many [unhoused people], they've lost all hope ... but they reach out to us because they feel responsible for their animal," Frederick says. "Programs like ours can give people hope that somebody out there wants to help them, and their pet, in their time of need."
Corrie Aune wrote this article for Yes! Media.
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