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Open enrollment for ME health insurance marketplace underway

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Monday, November 11, 2024   

It's open enrollment time for Maine's health insurance marketplace.

People without access to health or dental insurance through their employer, Medicare, or MaineCare are encouraged to renew or choose a new plan by December 15.

Rachel Collamore, consumer assistance program manager with Augusta-based Consumers for Affordable Health Care, said CoverME.gov offers a helpful, online plan comparison tool.

"It allows consumers to enter in their doctors, their hospitals, their prescriptions," said Collamore, "and use that to pick the plan that's going to give them essentially the best bang for their buck."

Collamore said it's important for people already enrolled in a plan to update any income changes that would impact their tax credits.

Eighty-five percent of Mainers enrolled in CoverME.gov qualify for help to pay for their health insurance, and save an average of $560 a month.

Former President Donald Trump's re-election could bring changes to the federal health care marketplace.

During the September presidential debate, he said he had "concepts of a plan" but offered few details.

Still, Collamore encouraged people to ensure they're covered for next year.

She added that Maine has already codified some health insurance protections into law, including safeguards for those with pre-existing conditions.

"I can't predict what's going to happen," said Collamore, "but I do know that for 2025 the plans are there, the tax credits are there, and people should go and look at plans and see if they can find one that works for them."

Collamore said anyone who misses the December deadline can still choose a plan by January 15 for coverage starting February 1.

She said deciding on a health care plan can be confusing, but there's help available.

Consumers for Affordable Health Care offers enrollment assistance online, in-person and through its help hotline, at 800-965-7476.




Disclosure: Consumers for Affordable Healthcare contributes to our fund for reporting on Budget Policy & Priorities, Health Issues. If you would like to help support news in the public interest, click here.


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State funding sustains programs like the Reproductive Justice and Freedom Fund, which support nonprofits promoting abortion rights and equity in sexual health. (Ryzhkov/Adobe Stock)

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