By Anna Gustafson for the Pennsylvania Independent.
Broadcast version by Danielle Smith for Keystone State News Connection reporting for the Pennsylvania Independent-Public News Service Collaboration

Cindy Stewart worked for 54 years before retiring. Now, instead of enjoying retired life, the Allentown resident is worried about her Social Security benefits as the Trump administration plans thousands of job cuts and office closures at the Social Security Administration.

“I feel it’s something that I’m deserving of because I’ve paid 54 years and worked hard, and I really, truly count on it,” Stewart said. “And the way they talk, it’s going to be wiped away. They’re going to make it look like it’s not doing as well as it is, and they’re going to break it. It’s very upsetting. I think everybody’s so upset and frustrated, because what can we do?”

Stewart was one of nearly 500 people who crowded into the cavernous Cathedral Church of the Nativity in Bethlehem on March 20 for an event billed as a “People’s Town Hall.” Organized by a number of Democratic organizations, including the Pennsylvania Democratic Party and the Democratic National Committee, the event was part of a national effort to host town halls in competitive congressional districts where constituents could air their anger, frustration and sadness over the plans and actions of the Trump administration, including possible cuts to Medicaid and worries about Social Security checks continuing to arrive.

Organizers invited U.S. Rep. Ryan Mackenzie, a Republican who defeated Democratic incumbent Susan Wild in the November election, to the town hall held in Mackenzie’s 7th Congressional District, but he did not attend. Instead, Mackenzie hosted his own telephone town hall at the same time. Wild, who served three terms in the House, attended the event.

The town hall drew a standing-room only crowd. In front of a group of federal, state and local Democratic lawmakers and officials, the crowd shared a long list of concerns about the Trump administration. Many of those who spoke became emotional during the evening, wiping away tears as they described the harm Medicaid cuts would pose and anger over members of the Trump administration criticizing the Social Security program, which serves approximately 69 million Americans, the majority of whom are retirees. 

“I can’t express how upsetting it is because we don’t know what’s going to happen,” said Darlene Horwath, who traveled from Kutztown to attend the town hall. “We depend on Social Security somewhat, and with the economy tanking also, are we going to be out in the street? What’s going to happen when everything’s gone? Because that’s what the direction is.”

Colleen and Russ Sutton, who are retired nurses from Bethlehem, also shared their worries about what will happen to Social Security and Medicare under Trump. 

“I’m concerned about Social Security and Medicare,” Russ Sutton said. “I mean, we’re both on it, and it affects us. I’m concerned about it, and it’s not an entitlement when you pay into it. So I’m tired of hearing the word ‘entitlement,’ because it isn’t. It’s like you buy insurance, you pay for it, and this is insurance that you paid for all your life.”

While the White House has insisted that cuts to Social Security, including eliminating thousands of jobs at the Social Security Administration and shuttering Social Security offices, won’t affect Social Security benefits, retirees at the town hall said they fear otherwise. 

“There’s no other recourse for us to do. I mean, the food banks and the services that are state-provided are at their limit,” Horwath said. 

Attendees said they hope Mackenzie hears his constituents’ concerns about Social Security, Medicare, Medicaid, and other federal programs that have been cut or are facing cuts. Sitting near an empty chair with a name card on it that read “Rep. Ryan Mackenzie,” attendees criticized the congressman’s decision not to attend the town hall.

“He won’t show up,” Colleen Sutton said. “That’s one of the reasons why there are other Democratic leaders here to answer questions for us.”

Wild also criticized Mackenzie’s absence. 

“In my first term, by the end of March, we had done three town halls, live ones, one of them in the reddest, reddest part of our district,” Wild said. “It was not a fun experience for me. It was a packed house, lots of people who definitely did not vote for me, but I sat there for two hours and I answered questions.”

Mackenzie’s office did not respond to the Pennsylvania Independent’s request for comment. During his phone town hall, Mackenzie addressed concerns about Social Security, Medicare and Medicaid, according to reporting by Lehigh Valley Live. 

“No changes should be occurring for Social Security or Medicare,” Mackenzie was quoted as saying. “Those are for seniors. And we want to make sure that we protect those benefits … [and] support making sure that the traditional Medicaid population, those vulnerable individuals, children, low-income seniors, individuals with disabilities, we want to make sure that the care is protected for them as well.”

In order to pay for President Donald Trump’s tax cuts for the wealthy and the mass deportation of immigrants, the Republican-majority House in February passed a budget resolution that calls for $4.5 trillion in tax cuts and a $2 trillion reduction in federal spending over the next 10 years. The resolution also instructs the Committee on Energy and Commerce, which oversees the Medicaid and Medicare programs, to cut at least $880 billion from its budget. Mackenzie and every other House Republican from Pennsylvania voted for that resolution.

In interviews with the Pennsylvania Independent, parents in the commonwealth said carving hundreds of millions of dollars from Medicaid would be devastating for children with disabilities and would end in people dying from a lack of affordable health care services.

Michelle Ritter, who provides mental health care services to children at a local clinic, said during the town hall that Medicaid cuts would be disastrous for the families she serves. She noted that the parents she works with, many of whom work more than one job to make ends meet, rely on programs like Medicaid and the Supplemental Nutrition Assistance Program, also known as SNAP, for mental health services for their children and food during the summer months when children are not in school.

“The world is scary when you can work so hard, and it is still too expensive to live,” Ritter said. 


Anna Gustafson wrote this article for the Pennsylvania Independent.


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As federal Medicaid cuts loom, consumer advocates are celebrating Washington's new bill limiting hospital prices for state and public school employees.

Senate Bill 5083 caps reimbursement rates for nearly 700,000 people covered by the Public Employees Benefits Board and School Employees Benefits Board.

Sam Hatzenbeler, legislative director for the Economic Opportunity Institute, said public and school employees pay more than twice what the federal government said is a fair price for Medicare, with some hospitals charging up to four times more.

"At a time when everyone is going to be asked to tighten their belts due to federal cuts, it's more important than ever to be prudent with our health care resources," Hatzenbeler contended.

Washington hospitals pushed hard against the bill, warning it will add pressure to their already stretched budgets. Hatzenbeler pointed to a similar law passed in Oregon in 2019, which saved the state more than $100 million and cut out-of-pocket costs for patients by nearly 10%.

Adam Zarrin, director of state government affairs for the Leukemia and Lymphoma Society, said large hospitals consolidating through buying up their competitors is one of the reasons health care costs have grown out of control.

"States can and should take action to try to increase competition in this health care space," Zarrin argued. "Because we know that those market factors can help drive and keep costs down."

Public and school employee health insurance rates have risen more than 6% annually since 2021, compared to roughly 10% annually for other plans. Hatzenbeler added while the cap is a step forward for public workers, lawmakers must expand the relief statewide.

"The data tell us that there are plenty of ways to trim excessive spending," Hatzenbeler emphasized. "For example, we can look at healthcare CEO salary data. But we simply can't shift more costs onto the backs of people who are already struggling to get health care."

Nearly 1,000 New Mexicans have already accessed a new online portal which provides transparency about how much the cost of prescriptions and medical procedures vary from one location to another.

Introduced in 2024, the state service now has been updated to include costs in Spanish for the first time.

Ervin Garcia, health systems epidemiology program manager for the New Mexico Department of Health, said in addition to prescriptions, the portal shows the average costs for doctor visits and medical procedures.

"They can compare how much it would cost in one city versus the other because when you search you can put in your ZIP code and it tells you the closest around you," Garcia explained.

Research suggests health care quality is enhanced when people know what they will pay ahead of time. It also shows most people take at least one prescription drug, and lower prices help people better maintain overall health and wellness.

Garcia noted the online service could be a lifesaver for folks prescribed medicines or procedures who do not feel comfortable revealing their financial or insurance status to medical professionals.

"This kind of helps ease the health care procedures that way, so that they can kind of get a familiarity on how much it would cost," Garcia added.

Americans do not necessarily take more medications than people in other wealthy countries but federal government data from 2022 show U.S. prices across all drugs including generics were three times as high as prices in comparable countries.


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By Marilyn Odendahl for The Indiana Citizen.
Broadcast version by Joe Ulery for Indiana News Service reporting for the Indiana Citizen-Free Press Indiana-Public News Service Collaboration.

In a move applauded by advocates and lawmakers alike, the Indiana General Assembly will be taking a closer look at the estimated $2.2 billion in medical debt that is saddling many Hoosiers and often causing a devastating impact beyond the household budget.

“We all want to be able to care for ourselves and our loved ones, but medical debt poses undue financial hardship that prevents this from being a reality for countless Hoosiers,” Zia Saylor, researcher at the Indiana Community Action Poverty Institute, said in a press release. “It is important that lawmakers recognize the medical debt crisis we have and the urgent need for policies to address it.”

The Legislative Council included medical debt among the 22 topics that it assigned for further examination by the interim study committee process this summer and fall. On Wednesday, the council members unanimously passed a resolution that divided the topics between more than a dozen interim committees.

Initially, the Legislative Council began with 100 proposals for study topics this summer, plus 300 agency reports that presented more topics for possible review, according to George Angelone, executive director of the Legislative Services Agency. Through a “bipartisan process,” the list was whittled down to less than two dozen.

Other subjects scheduled for study include the economic value of Indiana’s public land for recreation, barriers to entering licensed professions, teaching water safety as part of the K-12 curriculum, salaries for K-12 administrators, the usage and cost of long-term-care insurance, and pollution caused by improperly discarded cables. Also, the Government Reform Task Force has been charged with reviewing the “efficiency and effectiveness” of various state boards, commissions and councils, and the Artificial Intelligence Task Force, established by state statute in 2024, will continue to examine the use of AI technology and the potential effects on Indiana residents’ constitutional rights, employment and economic welfare.

After the council hearing, Senate President Pro Tempore Rod Bray, R-Martinsville, said the work of the interim study committees are an important part of the legislative process. It allows state representatives and senators to dive into the topics and enables the public to provide input as well, which is helpful, he said. Bray and House Speaker Todd Huston, R-Fishers, serve as chair and vice chair, respectively, of the Legislative Council, which is comprised of eight members of the Indiana Senate and eight members of the House.

“Maybe it doesn’t end up in a proposed bill for the next legislative session, but people are always going to walk away with more facts and more information about that particular subject,” Bray said.

Democratic lawmakers were upbeat about the assignments to the committees. Senate Minority Leader Shelli Yoder, D-Bloomington, said the Democrats pushed topics that focused on improving Hoosiers’ lives. Many families, she said, are struggling to raise their children, care for their aging parents and stretch their wages to cover rising costs.

“That why our caucus fought very hard to make sure that this year’s study committee didn’t just check a box (but) that they had something meaningful to offer to Hoosiers,” Yoder said after the hearing. “We pushed hard for real topics, real impact and we have many successes to point to.”

‘Medical debt is no-fault debt’

For Democrats, the legislature’s decision to study medical debt is a win.

The interim study committee on the courts and the judiciary has been tasked with examining medical debt, the only topic on its agenda. As part of its study, the committee will look at financial protections for individuals through caps on monthly payments for such debt and limitations on collections or liens on property, along with restrictions on garnishment of wages. Also, the committee will focus on nonprofit and county hospitals by reviewing the definition for charitable care and the requirement to offer payment plans in addition to notices about medical bills to patients.

Speaker Huston and Sen. Fady Qaddoura, D-Indianapolis, both suggested the medical debt topic.

Huston said the topic was spurred by the many different constituents who reached out, telling their stories of the immense financial burden that overdue medical bills can be.

“We will at least take a look at it and understand it, particularly for low-income folks or people that have had some kind of… large, expensive medical procedures,” Huston said of medical debt. “How do you help them get out from behind the eight ball? We’ll take a look at that and see what the options are.”

During the 2025 legislative session, Qaddoura introduced Senate Bill 317 which sought to address medical debt by offering protections similar to those that will be studied by the committee. The measure died after it was narrowly defeated in a 26-to-23 vote in the Senate.

“We should stop penalizing people for getting sick,” Qaddoura said in a statement. “Medical debt is often unavoidable and disproportionately affects those already struggling. Our goal should be to create a path forward that lifts people up, not holds them back.”

Indiana residents are some of the most burdened with medical debt in the country. A 2022 study by the Indiana Community Action Poverty Institute, Grassroots Maternal and Child Health Initiative, and Prosperity Indiana, found that residents of the Hoosier state had the 11^th highest share of medical debt in collections nationwide, which equals $2.2 billion outstanding and was the highest among the state’s Midwestern neighbors.

Delinquent or high medical debt contributes to a number of harmful consequences, according to the report. More than negatively impacting the financial health of a household, medical debt can degrade an individual’s physical and mental health. Also, unpaid medical bills can create barriers to credit and housing and can lead to garnishment of wages, property liens and reduced access to health care services.

“Medical debt is no-fault debt,” Dave Almeida, director of state government affairs for the Leukemia & Lymphoma Society, said in a press release. “It’s different from other debt because no one chooses to become sick, which means that no one should have to choose between putting food on the table, paying the rent, putting the kids through college, or engaging in life-saving treatment.”

Council bypasses some committees

Six study committee created by statute were not assigned any topics, including the elections body.

The interim study committee on elections has not met since 2017. However, bills that mostly restrict voting and elections have been introduced each legislative session, culminating in a flood of legislation this year that one voting-rights advocate described as “an assault on democracy.”

Bray did not express any concern about not giving any topics to elections and other committees, including education, public policy and public safety, and military affairs.

“We had a lot of legislation in those areas this last session and sometimes you’ve got to let some of those issues bake a little while … before you have a new issue that you really have to grapple with,” Bray said.

Yoder said she was disappointed that the Child Welfare Task Force was not assigned any topics. Passed this session with strong bipartisan support, House Enrolled Act 1273, authored by Rep. Dale DeVon, R-Granger, created the 22-member task force to study child welfare topics. The law requires the task force to submit two reports in October 2026 and October 2027, but does not specify any areas or subjects that should be studied.

Sen. Andrea Hunley, D-Indianapolis, was hopeful the study committees’ examination of the issues most concerning to families, such as clean water, maternal health and medical debt, would yield some legislation addressing key concerns in the 2026 General Assembly session.

 “We also know that a single study in the interim isn’t going to fix everything,” Hunley said. “But we also know that it can spark the change that is necessary. It can be the momentum builder that we need to make sure that we’ve got the momentum going into session, so that we can have the bipartisan support necessary to pass important legislation that this is the time where that happens.”


Marilyn Odendahl wrote this article for The Indiana Citizen.


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