Tuesday, February 7, 2023

Play

Bill to expand tax credits draws on children's health data, Alaskans file petition opposing giant grocery merger, and a revised Colorado water plan prioritizes conservation.

Play

President Biden is set to give the State of the Union address, House Speaker Kevin McCarthy calls the national debt limit the United States' greatest threat, and Kamala Harris announces new pledges to offer more economic stability in Central America.

Play

Is bird flu, inflation or price gouging to blame for astronomical egg prices? Pregnancy can be life-changing or life-ending depending on where you live, and nine tribal schools are transforming their outdoor spaces into community gathering areas.

Bill to Modernize Car Insurance Heard Today in State Senate

Play

Tuesday, March 28, 2017   

CARSON CITY, Nev. – If a driver with a bare-bones liability policy hurts someone, the victims are out of luck once the bills exceed the driver's policy limit. This morning, the state Senate transportation committee takes up a bill to raise the minimum amount an auto-insurance policy must cover.

Currently, state law requires drivers to carry a policy that will pay out $15,000 per person for bodily injury; $30,000 per accident and $10,000 for property damage.

But, Reno personal-injury attorney Matt Sharp says a so-called 15-30-10 policy is woefully insufficient.

"An emergency room and a couple visits to the doctor and you've hit $15,000," he said. "You're not going to have enough money to repair your car. You don't have a car, you can't get to work. So these are real-life issues."

The current limits of 15-30-10 were set way back in 1958. The new bill, SB 308, would set a new mandatory minimum of $25,000 for bodily injury, $50,000 per accident and $20,000 for property damage.

Opponents of the bill say it would drive up insurance premiums. But, the state of Maine has the highest mandatory minimum but does not have the highest premiums. It does, however, have the lowest rate of uninsured drivers.

Sharp says the current system drives up costs for everyone because people who get hurt and aren't compensated turn to taxpayer-funded emergency care. And many drivers end up buying costly uninsured motorist coverage.

"The lower people's limits are, the more likely you will need to use uninsured-motorist coverage," he explained. "The fact that we have arcane policy limits makes uninsured motorist coverage more expensive."

Statistics show that as of 2011, about 18 percent of drivers in Nevada carried only the minimum insurance coverage.


get more stories like this via email

As many as 11% of eligible voters do not have the kind of identification that is required by states with strict ID requirements, according to the Brennan Center for Justice. (Adobe Stock)

Social Issues

Secretary of State Shenna Bellows said a bill to require Maine voters to present photo identification in order to cast ballots is unnecessary and coul…


Social Issues

A bill to increase tax credits in the Commonwealth is backed up by research showing the credits lead to better nutrition for working families and bett…

Environment

Part of the deal Wyoming struck for sending its water down the Colorado River was that state residents would be able to tap electricity generated at G…


Advocates and activists from both the liberal and conservative sides are trying to encourage voter turnout for the upcoming state Supreme Court race, given the impact the outcome will have on the court's ideological balance. (Adobe Stock)

Social Issues

Wisconsin's primary election is two weeks away, and a high-profile state Supreme Court race is on the ballot. Several advocacy groups are behind a …

Environment

A coalition of conservation groups is giving Colorado's revised state water plan a thumbs-up for its increased focus on protecting Colorado's rivers…

More than half of U.S. adults (51%) now consider a college education to be "very important," down from 70% in 2013, according to a 2019 Gallup poll. (Adobe Stock)

Social Issues

West Virginia is among a handful of states with the highest increases in educational attainment between 2019 and 2021, according to a new report from …

Social Issues

The state's "divisive concepts" law is preventing educators from holding rational discussions about race relations in America, New Hampshire civil …

Social Issues

Pharmaceutical giant Eli Lilly has announced a $450 million investment in North Carolina's Research Triangle Park to develop new drugs, and put more …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright 2021