Tuesday, March 28, 2023

Play

Nashville mourns six dead in the latest mass shooting, the EPA takes public input on a proposal to clean up Pennsylvania's drinking water, and find ways to get more Zzz's during Sleep Awareness Month.

Play

A shooting leaves six dead at a school in Nashville, the White House commends Israeli Prime Minister Benjamin Netanyahu's decision to pause judicial reform, and mayors question the reach of state and federal authorities over local decisions.

Play

Finding childcare is a struggle everywhere, prompting North Carolina's Transylvania County to try a new approach. Maine is slowly building-out broadband access, but disagreements remain over whether local versus national companies should get the contracts, and specialty apps like "Farmers Dating" help those in small communities connect online.

Community Groups Urge Nevadans to Learn Risks of Payday Loans

Play

Thursday, September 20, 2018   

LAS VEGAS — A free workshop in Las Vegas on Monday is aimed at educating people about the risks of payday loans.

Short-term, high-interest, payday lending is prohibited in several states - and many states that do allow these loans put limits on the amount of interest that can build up on them. But that isn't the case in Nevada. In the absence of those regulations, Robin Collins with Nevadans for the Common Good said many low-income people in the state are getting caught in cycles of debt.

"Once someone gets a payday loan, because the way it's serviced and the interest rate, it is hard to get out of it,” Collins said. “As a matter of fact, the statistics show that when a person gets a loan, they might get a loan, and then they might get a loan to pay off that loan - and then it just continues, continues, continues."

Several states have created databases of payday-loan borrowers, meant to help prevent them from entering into multiple deals they can't afford. Collins said Nevada doesn't have any such system to enforce borrowing rules before a loan is issued.

The Monday evening forum will be held at Las Vegas' University United Methodist Church. It's co-hosted by nine Nevada community groups to help the public understand how short-term lenders operate in the state.

Collins said one goal of the workshop is to make clear that high interest rates mean borrowers often get stuck owing much more than they bargained for.

"Those people who are affected, we want them to come and tell us their stories and talk to us, so that we can show them that there's some hope, and show them how to get out of it,” she said.

For those who can't attend the workshop, the Legal Aid Center of Southern Nevada offers information on payday loans online at lacsn.org, as well as free payday-loan classes once a month.



get more stories like this via email

Black Americans are the most likely to suffer from insufficient sleep. (ChadBridwell/Adobe Stock)

Health and Wellness

March is Sleep Awareness Month and health experts say Americans are not getting enough of it. United Health Foundation data found more than 32% of …


Environment

Environmental groups are seeking greater input as California puts the finishing touches on its application to become a hub for hydrogen fuel productio…

Social Issues

This month marks 160 years since the first Medal of Honor was awarded by President Abraham Lincoln. More than a dozen of the 65 recipients alive …


According to The Medal of Honor Museum and Foundation, 3,514 men and one woman have won the Medal of Honor in service of their country from the Civil War to the present day. (Adobe Stock)

Social Issues

160 years ago, Civil War soldiers were awarded the first Medals of Honor. Now, a Medal of Honor Monument will soon be built on the National Mall in …

Social Issues

The meat processing industry continues to face scrutiny over labor practices in states like Minnesota. Proposed legislation would update a 2007 law…

A report published in late February says children of mothers who are abused or neglected were more likely to demonstrate symptoms and behaviors linked to depression, along with other health issues. (Adobe Stock)

Social Issues

New findings suggest health effects stemming from child maltreatment can be passed on to the next generation. In South Dakota, leaders in early-…

Social Issues

Mexican fast-food chain Chipotle will pay workers at its former location in Augusta, Maine as part of a settlement over labor law violations…

Environment

One Arizona mayor is among the more than 2,800 elected city officials in Washington, D.C., this week for The National League of Cities' Congressional …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright © 2021