LANSING, Mich. – Just like the Grinch, identity thieves and other scammers are ready and waiting to squash the joy of the holiday season.
However, Michiganders can reduce the chances of becoming a scam victim.
With shoppers distracted by their to-do lists and opening their wallets frequently, Mark Hornbeck, associate state director for communications with AARP Michigan, says thieves are ready to pounce.
He explains online shoppers need to watch out for fraudulent websites when making purchases.
"They can make addresses that are similar,” he says. “For example, amazon-shop.com is not amazon.com.
“And this is called spoofing. It gets you to reveal some information about yourself that can be used for identity theft or other foul purposes."
Also, Hornbeck suggests avoiding public Wi-Fi when checking sensitive personal information or making purchases.
And using a credit card rather than a debit card can help better protect shoppers.
Gift card scams also are common, and Hornbeck recommends always buying them directly from the cashier, instead of off of a rack where they could be compromised.
The convenience of online shopping means packages can pile up on doorsteps, which Hornbeck says might draw porch thieves.
"When you have a gift delivered somewhere, you should require a delivery signature for packages to avoid the possibility of those packages being stolen from the recipient's doorstep, which is becoming an increasing problem," he advises.
Hornbeck says charitable giving also presents an opportunity for con artists, and so Michiganders should verify the legitimacy of any organization that is asking for money.
Hornbeck adds scammers will stop at nothing to get what they want, and even have developed a new, fake letters-from-Santa scheme.
"In those cases, you're sharing your child's personal information,” he points out. “And there are some very nefarious reasons for wanting a child's personal information, so make sure it's a legitimate company that you're working with."
AARP has resources to help identify scams. Learn more at aarp.org/fraudwatchnetwork.
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Agribusiness has spent $500 million so far to lobby for changes to the next farm bill - in particular to invalidate a California law that bans extreme-confinement veal calves, breeding pigs and egg-laying chickens. Proposition 12, passed in 2018, also requires meat raised elsewhere but sold in California to meet that standard.
Sean Thomas, international director of investigations for the nonprofit Animal Equality, said the Farm Bill proposed by the House Agriculture Committee includes language similar to the EATS Act, which would repeal Prop 12.
"Prop 12, it was overwhelmingly passed in a democratic process by the majority of Californians, and the EATS Act seeks to undermine that and take away any state's ability to just have these most basic, basic standards for the welfare of animals," he said.
Supporters of the EATS Act argue that California's rules are hurting agriculture in other states. The meat industry also lobbies in favor of protein requirements in school lunches and subsidies for livestock operations and dairies. According to the website Open Secrets, meat companies have made more than $27 million in political contributions since 1990.
The government needs to conduct strong oversight of factory farms to guard against pollution in the air and water, Thomas contended.
"If we think of a large-scale industrial pig farm, the amount of waste that it produces is similar to that of a small city. These are farms that are so concentrated with animals that they have open-air lagoons that regularly leach chemicals of these waste products into groundwater," he continued.
The meat industry also funds training courses aimed at social media influencers and students that teach talking points on how to downplay the harms of industrial agriculture.
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Consumer advocates have long detailed how older adults struggle to manage the cost of their medications but hope is emerging in Minnesota and elsewhere with federal changes taking shape.
Under the Inflation Reduction Act, several provisions were established to address the skyrocketing costs of prescription drugs, with most of the efforts focused on Medicare enrollees.
Michael Cabonargi, regional director for the U.S. Department of Health and Human Services, visited Minneapolis this month to help outline some of the estimated savings. The Biden administration recently unveiled price reduction agreements for the first group of Medicare-covered drugs included in negotiations with manufacturers.
"This is the first 10 drugs, again, the most prescribed, most expensive for things like hypertension, diabetes, cardiovascular disease," Cabonargi explained. "We're going to be expanding that."
The first wave of price controls takes effect next year and in 2025, Medicare will select up to 15 additional drugs covered under Part D for negotiation. The group Protect Our Care Minnesota said over time, the federal law will save older Minnesotans more than $113 million. Drugmakers have criticized the policy changes, arguing they will hurt innovation.
Separately, AARP said out-of-pocket drug cost caps of $2,000, also beginning next year, will result in average savings of roughly $1,500 for those who qualify.
Cabonargi noted when you take a step back, it appears consumers are beginning to get a fair shake under the Inflation Reduction Act.
"It really is going to change the trajectory of health care expenses in this country," Cabonargi contended. "For seniors in particular, they're going to have money back in their pocket."
The federal moves have faced political headwinds, with Republican lawmakers facing calls from conservative groups and strategists to roll back provisions. Meanwhile, Protect Our Care said nearly 30,000 Minnesotans on Medicare who use insulin are now saving on average $672 annually under a monthly price cap.
Disclosure: AARP Minnesota contributes to our fund for reporting on Budget Policy & Priorities, Consumer Issues, Health Issues, and Senior Issues. If you would like to help support news in the public interest,
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By Tim Marema for The Daily Yonder.
Broadcast version by Mike Moen for Wisconsin News Connection for the Public News Service/Daily Yonder Collaboration
Rural residents are less likely to be worried about the health risks of drinking unpasteurized milk, but they are just as likely as other Americans to understand the effectiveness of pasteurization to kill germs without changing milk’s taste or nutritional value.
A public opinion survey conducted by the University of Pennsylvania’s Annenberg Public Policy Center found that only a third of rural respondents thought raw milk was less safe to drink than pasteurized milk. Of urban respondents, about half said raw milk is less safe. The difference between urban and rural respondents was significant when researchers controlled for other factors such as age and education.
But the study found there was no statistical difference between rural and urban respondents’ knowledge that pasteurization eliminates milk-borne bacteria and viruses without affecting taste or nutrition.
“We did find that people living in rural areas thought that raw milk was safer overall than people living in the suburbs or in urban environments,” said Shawn Patterson Jr., a research analyst with the public policy center in a Daily Yonder interview.
Patterson said the center will conduct more research to see if they can pin down the cause of the different attitudes toward pasteurization.
One possibility is that rural people understand the process of pasteurization but think raw milk is safer because they are more aware of managing livestock and milk production, he said. Or they might feel more confident about raw milk because they are closer to the milk source or raise the milk-producing animals themselves.
Patterson said he was not aware of studies that confirmed that consumers could mitigate the risks associated with drinking raw milk if they were more aware of where it came from. “But what we do know is that [raw milk] is still significantly less safe than pasteurized milk.”
A 2017 study found that unpasteurized milk was responsible for nearly all reported illnesses and hospitalizations linked to milk-borne infections. While under 4% of the U.S. drinks raw milk and under 2% eats cheese made with raw milk, those consumers experienced 96% of the illnesses caused by contaminated milk, the study showed.
Bird Flu and Raw Milk
While reported milk-related illnesses are low compared to other diseases (an average of 760 reported illnesses a year and 22 hospitalizations, the 2017 study said), milk safety has been in the news since an outbreak of bird flu H5N1 was reported in U.S. dairy cattle earlier this year.
Infected cows can shed H5N1 into their milk, the CDC reported, and mice that consumed infected milk showed signs of developing the flu. This has led to fear that raw milk from infected cows could transmit H5N1 flu to humans.
Currently, this influenza is not transmittable between humans. Out of 14 reported cases of H5N1 flu in humans this year, four were among dairy workers and nine were among poultry workers.
The Food and Drug Administration prohibits the inter-state sale of unpasteurized milk. States make their own rules for milk that doesn’t cross state lines.
Pasteurization has been the norm for a century. But Patterson said there has been an uptick in demand for unpasteurized milk in recent years. He said that social media could be one reason and that future research would test that hypothesis.
Beth Ann Mayer in Healthline reported in June that profit motives from social media producers are part of the push for raw milk.
Unpasteurized milk can transmit pathogens such as listeria, campylobacter, salmonella, and E. coli. People who are pregnant or have weakened immune systems are especially vulnerable to such infections, according to the FDA.
Mainstream scientists have found no evidence that pasteurization alters the nutritional value of milk, but myths persist that it does, Patterson said.
“Pasteurization doesn’t change the nutritional value of milk; it doesn’t significantly change the taste of milk,” he said. “And so the risks really don’t outweigh any of the benefits.”
Other key findings in the public opinion poll on the safety of raw milk were the following:
- People over 65 were more likely than other age groups to think raw milk was less safe than pasteurized milk.
- Awareness of the health risks associated with unpasteurized milk increased as education levels increased.
- Men were more likely than women to think raw milk was less safe than pasteurized milk.
- Democrats were more likely than Republicans or independents to think raw milk was less safe.
- White, non-Hispanics were more likely than Hispanics or Blacks to think raw was less safe.
The poll was conducted in June 2024 using the
SRSS Opinion Panel. Rural was defined as respondents who lived in a nonmetropolitan county, based on the Office of Management and Budget Metropolitan Statistical Area system.
Tim Marema wrote this article for The Daily Yonder.
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