SACRAMENTO, Calif - Hundreds of thousands of Medi-Cal recipients who experienced financial hardship during the pandemic are paying monthly premiums when they don't have to - presumably unaware that the state is waiving the monthly payments during the pandemic.

All people have to do is call the California Department of Healthcare Services and request a waiver. Fatima Clark, senior policy and outreach associate with the nonprofit Children Now, said families are leaving anywhere from a few hundred to a few thousand dollars on the table.

"Our estimate is that about 40% of families who could be taking advantage of this program are not, today," said Clark.

A notice about the waiver and the number to call is on the invoices that recipients receive each month.

The waiver is expected to extend at least through the end of this year. What's more, people who've been making payments all this time can request that any payment made since March of 2020 be credited to their account and applied once the payments are required again.

Some Medi-Cal members who were impacted by natural disasters got automatic waivers, but they expired earlier this year, and those people now can apply for the regular waiver.

Clark said she's disappointed that the state didn't just waive the payments for everyone - and instead chose to make families jump through hoops.

"So families have to opt-in to receive the support," said Clark, "when the state could have very easily simply provided the support outright."

Medi-Cal provides health insurance to 14 million low-income Californians, including families with children, pregnant individuals and people with disabilities. Most do not pay any premiums but 750,000 do get an invoice once a month.

Mexican fast-food chain Chipotle will pay workers at its former location in Augusta, Maine as part of a settlement over labor law violations. The National Labor Relations Board found the chain of restaurants broke laws by closing the location in July just weeks after employees became the first Chipotle workers in the country to file for union recognition. The company also blacklisted union organizers from being hired at other Chipotle locations.

Brandi McNease, Chipotle United organizer, said the company got the message.

"The union busting will not be tolerated and there's no way around it," she said.

Chipotle will pay a total of $240,000 to employees who were on the payroll when it closed the store, and offer "preferential rehiring" to all Augusta employees at its other Maine locations for up to one year.

The Augusta workers formed their union to bargain for safer working conditions, better staffing and a voice in any negotiations regarding workplace policies, they said. Now stores throughout the Northeast will post notices stating that Chipotle broke the law, and that employees have the right to unionize without consequences.
It is "a win for food service workers everywhere," McNease said.

"We fought for this specifically because the movement isn't over and every employee in those stores should know that they have rights and that the Labor Board is on our side," she added.

Chipotle was not forced to reopen the Augusta location, so workers say the payouts will help those who have yet to secure employment elsewhere, as well as inspire other Chipotle workers to stand up for respectful working conditions.


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More than one in three Ohioans are relying on credit cards for spending needs, and nearly a quarter say they've increased their credit-card use in response to cost-of-living increases, according to a new report.

Michael Welker, editor of Upgraded Points, a website tracking credit-card reward and travel programs, explained when the pandemic began, people spent less and got a financial boost from stimulus checks, leading to lower credit-card balances overall. Now, persistent high inflation is causing many to use credit to cover basic household expenses.

Welker said it poses a risk as interest rates rise.

"As you carry over balances month to month, and interest starts to accrue, potentially it's going to be even harder to pay down your debt," Welker advised. "That's going to be even more pressure, in terms of covering your household expenses."

The Consumer Financial Protection Bureau has proposed new regulations which would, among other changes, cap late fees for credit-card payments at 25% of the minimum payment amount. The agency is taking public comments about its proposal until April 3.

According to the report, nationwide more than 95% of people with annual incomes below $75,000 said they are feeling stressed about inflation. Welker recommended using credit cards only when needed to meet basic expenses, and shifting habits instead to reduce dining out, entertainment and other leisure spending.

"Be more mindful of your spending," Welker suggested. "Figure out where you might be able to cut or trim back, find less expensive alternatives."

He added consumers may soon feel relief as the federal government works to combat inflation, but only those who rein in their credit-card use.

"The Fed is still raising interest rates trying to tame inflation," Welker pointed out. "Potentially, at some point later in the year, we finally start to see that come down to a more manageable level."

In another survey, by Clever Real Estate, 40% of Americans believe high prices are the "new normal," and 62% say they expect everyday prices will be even higher this year.

Reporting by Ohio News Connection in association with Media in the Public Interest and funded in part by the George Gund Foundation.

Graduate-student workers throughout the University of Maine System are taking steps to unionize and seek recognition from university officials.

Teaching, research and graduate assistants across the state said their heavy workloads are not compensated with adequate wages and benefits.

Vendy Hazuková, a doctoral student worker in the School of Biology and Ecology at the University of Maine-Orono, said the more than 1,000 graduate workers there deserve a voice in negotiating school policies.

"The universities work because we do, and if we don't have dignified working conditions, we can't do our jobs properly," Hazuková asserted.

Hazuková pointed out the University of Maine System offers the lowest stipends for grad-student workers compared to other public universities in New England, at less than $20,000. She noted they have received overwhelming support from the student body.

The grad students in Maine are part of a growing nationwide trend of graduate worker unions, including at Boston University and the University of Connecticut.

Hazuková said after years of complaining about inconsistent paychecks and substandard health plans, she and her colleagues are taking inspiration from those who've successfully organized for change.

"I think we would all just like to focus on the work that we love and do, and not count pennies every month and decide whether we can afford to go to the doctor or buy groceries," Hazuková emphasized.

The University of Maine System said it recognizes the graduate workers' right to unionize and will await the union election outcome before commenting further. The union is affiliated with the United Auto Workers, which has helped more than 40,000 academic workers form unions in the last eight years.


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