Five projects in Michigan have been awarded grants from AARP to make communities more livable, especially for older residents.

Types of projects considered for the Community Challenge grants are those that improve public spaces, transportation, housing, digital access and civic engagement, to name a few - and they must be completed by Nov. 30.

Nichole Smith-Anderson, special projects director for the Greater Flint Health Coalition, one of the grantees, said their plan is to recruit volunteers and install raised beds in community gardens at food pantries and centers for older adults.

"There's really a need for our senior population, in particular, to be physically active to make sure that they have access to nutritious foods," she said. "We've also found during the pandemic, in particular, there's been a lot of social isolation."

Smith-Anderson said she hopes the project will help foster a culture of healthy eating and physical activity through gardening. Studies also have shown that community gardens play a role in reducing crime.

Other grantees include the City of Lansing, the Sable Points Lighthouse Keepers Association, Road to Freedom and Arboretum Detroit.

Birch Kemp started Arboretum Detroit, a nonprofit with a goal of reforesting urban landscapes. Now president of its board of directors, Kemp said they plan to use the Community Challenge grant to install an Americans with Disabilities Act-compliant boardwalk behind Mission Point, a nursing and rehab facility in Detroit. It's part of their Circle Forest Native Restoration Project, with a goal of bringing native trees to more than an acre of vacant land in the city.

"Nature is so restorative and healing, and we know that's powerful," he said. "So our goal is to get all those residents out into the forest. So we're making the pathways in the project accessible on about half of the project, the half that sits right behind the facility. "

Community Challenge grants are meant for civic leaders, nonprofits and residents to take quick actions that spark long-term progress towards more livable communities. Since 2017, AARP has been awarding these grants, and this year, the program awarded its largest amount so far - roughly $3.4 million.

The roughly 2.4 million Ohioans who rely on Social Security income are expected to get a big boost in benefits, but advocates for the program are voicing concerns about its future stability, especially in this political climate.

The annual Social Security Cost of Living Adjustment or "COLA," which could be announced any day now, is predicted to be close to 9% for 2023.

Amid record high inflation, said Norman Wernet, president of the Ohio Alliance for Retired Americans, the increase will be crucial to help older Americans cope with inflation.

"Social Security is there because we need some way to have a life after a life of work," he said. "Not every worker has been able to put money back or have a good pension - and actually, pensions have been diminished over the last 30 years."

However, the Social Security Board of Trustees report continues to forecast a long-term cash shortfall that could lead to reduced benefits in 13 years. Some Republicans have floated cutting or sunsetting the program. But Wexner's group and others are supporting bills in Congress that would expand benefits and boost the cap on the amount of income subject to Social Security tax.

Jon Bauman, president of the advocacy group Social Security Works' pollitical action committee, explains that the current wage cap for the program is $147,000, which means those who make more than that don't have money withheld on the additional earnings. Bauman argued that the cap should be lifted.

"A Koch brother or Elon Musk or Jeff Bezos or a random rich person stopped paying at $147,000," he said. "So, if they made, like, $50 million that year, they're paying '.0000000000000001%' in - and how is that fair?"

He noted that the money in the Social Security Trust Fund comes directly from workers' wages during all their working life, plus their employers' contributions. One-point-eight-million Ohioans receiving Social Security benefits are age 65 or older.

Democratic Gov. Janet Mills and her challenger, former Republican Gov. Paul LePage, both are courting votes from Maine's largest contingency -- people age 50 and older -- and the race is tight.

Mills has touted her Cabinet on Aging, and increasing community supports to Mainers who want long-term in-home health services. LePage has pledged to cut the estate tax, allowing more affluent Mainers and their families to retain their wealth.

Older voters are listening. Jane Margesson, AARP Maine communications director, said her group's latest survey found 88% of respondents are "extremely motivated" to vote in November.

"Seven in 10 voters from that same survey, 50-plus, said they would be more likely to vote for a candidate - for governor, for example - who supports paid family medical leave," she said.

Mills has said she is "generally in favor" of paid family and medical leave, while LePage has said he is "not a big fan" and would rather focus on creating a robust economy, where people make enough money to care for their loved ones.

Access to affordable broadband and rising energy costs are other top concerns. Mills has asked the state to intervene in two recent utility rate-hike requests, and focused on heating aid for low-income households. LePage has said he would use any state surplus monies to subsidize heating oil for residents.

Margesson said many older voters are concerned about surviving on fixed incomes.

"When it comes to the price of necessities like groceries and prescription drugs that are skyrocketing," she said, "Mainers want their leaders to provide solutions to inflation and the rising cost of living."

AARP Maine, which is nonpartisan, has posted interviews with both gubernatorial candidates on its website, as well as what Margesson said is the most important information - how, where and when to vote.

Social Security benefits could see their highest increase in several decades, but those advocating for beneficiaries say there is still plenty of concern about today's financial hardships.

The latest forecast indicates 2023 benefits will increase by around 9% when the decision is announced this month.

Richard Fiesta, executive director of the Alliance for Retired Americans, said while the increase helps to temper inflation, it falls short for many older Americans.

"It's still not enough in terms of basic benefits," Fiesta argued. "To keep pace with seniors who have much higher costs in health care, in transportation and housing and basic necessities like food than the rest of the population."

Fiesta is advocating for bills in Congress to expand benefits and boost the Social Security tax cap in order to extend the program's solvency. However, Republicans, including Sen. Rick Scott, R-Fla., have been calling for sunsetting government programs such as Medicare and Social Security every five years.

Jon Bauman, president of Social Security Works's political action committee, thinks the sunset proposal is preposterous because the money in the Social Security Trust Fund comes directly from workers' wages during all of their lives and their employers' contribution.

"But I guess these guys are proposing that, 'Ya, we're going to decide whether we're actually going to give those people that money that was guaranteed to them or maybe we just won't.' Which seems quite remarkable," Bauman remarked. "Social Security's been around since 1935 and hasn't missed a payment yet."

Fiesta believes one way to revamp the program's funding challenges is to get rid of the current wage cap which is $147,000 dollars, which means people who make more are not subject to social security withholding on earnings above that level.

"We think if you would raise that cap you could make the Social Security Trust Fund more financially stable well into the future," Fiesta contended. "And also increase benefits, especially for people who may not have made a lot in their working life."