ST. PAUL, Minn. - As Minnesota lawmakers wrap up their 2013 session, one of the new statutes that has emerged aims to prevent seniors and others from being scammed through wire transfers of money.

According to DFL Rep. Joe Atkins, for one thing, money transfers to locations other than the original destination are not allowed.

"If your money gets sent someplace and is being picked up or attempted to be picked up in a place other than where you sent it, you would get notification," he reported. "This is a key feature in these scams. They never pick up the money where you sent it, because they know that they could get caught."

The other part of the new law, which is supported by consumer groups such as AARP and will take effect August 1, is the development of a "do not send" list. That will allow people to sign up themselves and their elderly relatives, so they are not allowed to wire-transfer funds.

One woman who knows all too well how sophisticated scammers can be these days is Peggy Hiestand-Harri of Duluth. Her mother forked over $47,000, mostly from credit card advances, after being told she had won millions and a new car in a lottery.

"She's talking to a Lee Miller, border patrol for car stamps, a lawyer by the name of John Lee, Bank of America Senior President Mr. Peter Brown, and then she talked to the U.S. Marshal from Washington, D.C. And she's got routing numbers and account numbers, and I could see how she could think this car is coming."

Harri said her mother had to declare bankruptcy, and since then she has been withdrawn, and her mental and physical health have both deteriorated rapidly.

That story is hardly unique. Rep. Atkins notes that in these cases, when the money is gone, odds of recovery or an arrest are minimal, and currently Minnesota is the top fraud target in the nation.

"And I don't know what it is about Minnesotans, but we're just awfully nice people," the lawmaker declared. "Scammers can keep folks on the (phone) line a little longer than most and they suck them in and the next thing you know, folks are wiring hundreds or thousands or tens of thousands of dollars to scam artists."

Last year alone, there were over 100,000 scam victims in Minnesota, with losses estimated around $5 million, although it is said to be one of the most under-reported crimes.

More information is at bit.ly/109XRQ6.




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May is Wildfire Awareness Month, and state officials are encouraging Coloradans to get up to speed on prevention and emergency-exit strategies if evacuation notices are issued.

Rocco Snart, the planning branch chief with the Colorado Division of Fire Prevention and Control, said it's never too early to prepare.

Make a list of all the things you need to take with you, including a week's worth of prescription medicines. Next, find a place you can go, and make plans to get there.

He said you don't want to be in a rush when you leave your house.

"You want to try to make that on your own terms, so that you can make sure that you've collected everything that you need," said Snart. "If you need a walker, and you need to get it in a vehicle, or if you need to arrange to get a ride to come and pick you up, the earlier you can work on those things, the better."

Snart said make sure your insurance policies and personal identification documents are up to date, and make copies for your emergency travel kit - which should also include N95 masks to protect yourself from smoke inhalation.

A complete checklist for disaster preparedness is available at Ready.gov.

The group Wildfire Partners works with Mile High Youth Corps in Denver to provide wildfire-mitigation services at no cost to older residents.

Snart said even small steps can help. Make sure trees and plants are well hydrated, and if you live near open spaces, reduce vegetation to create a buffer around your house.

"Make sure that any deck materials are taken care of and not splintered," said Snart. "I mean, a deck with splintered wood and wood that's breaking down looks like a campfire for embers, right?"

Climate change is projected to create longer wildfire seasons in years ahead, with fires becoming more frequent and intense. Snart said this new reality can lead to a sense of denial, but he encourages everyone to take time to be prepared.

"That's not going to happen in my neighborhood, that's not going to happen in my subdivision," said Snart. "And the reality of it is, it can happen anywhere. In the Front Range, in the mountains, wherever there is fuel and homes next to one another."

An official plan to expand broadband in Texas is due out June 15, after state officials traveled near and far to collect public comments on internet access and affordability.

Tim Morstad, associate state director for AARP Texas, said the pandemic highlighted equal access to high-speed internet is critical and no longer a "nice-to-have" luxury.

"We've got to get access to high-speed internet, and we've got to make sure it's affordable, and we've got to make sure people have the skills to utilize it," Morstad outlined. "I picture it as a three-legged stool to make sure that we can really unlock the potential for older Texans."

Texas lawmakers passed legislation last year to create the Texas Broadband Development Office. Currently, the state has access to $500 million in federal money through COVID-19-related grants with more money promised through the federal infrastructure law House Bill 3684 11/15/2021.

The geographic size of Texas is a challenge for connecting people to reliable internet, especially in rural areas, but Morstad expects Texans will appreciate the benefits when the work is finished.

"For older Texans, it has the ability to unlock things like telehealth," Morstad explained. "It will also allow older Texans to stay connected, whether that's with friends or families or caregivers."

Morstad added half of those who belong to AARP Texas are between the ages of 50 and 64 and still very active in the workplace. It means if they are looking for a job, they need affordable, high-speed internet to find out what's out there and how to apply.

"And some of them, you can work from home, but only if you're connected," Morstad pointed out. "So we really want to see high-speed internet pushed out there further across our state, so these opportunities are available to older Texans."

Later this year, the Texas broadband office expects to issue a map of the state, property by property, to show where expansion is needed.

Groups advocating for older New Yorkers say a bill passed by the New York State Senate would help level the playing field for utility customers.

Currently, when utilities go to the New York Public Service Commission to request a rate hike, they can apply to be reimbursed for items like expert witness fees and other costs associated with the proceedings.

Bill Ferris, state legislative representative for AARP New York, said the legislation would give the same option to groups of ratepayers or nonprofits challenging rate increases.

"Ratepayers were paying the business expenses of utilities to raise their own rates," Ferris pointed out. "Now, we're leveling the playing field, making sure that ratepayers can get reimbursed for their rates at the table at the Public Service Commission, to protect themselves."

Ferris noted especially during the pandemic, more New Yorkers over 50 have reported struggling to pay their utility bills. According to the Census Bureau's Household Pulse Survey, nearly 20% of New Yorkers said they've been unable to pay an energy bill in full in the last 12 months. The legislation is now in the State Assembly.

Ferris added as the summer months approach, people are concerned about paying to cool their homes, and being able to heat them in winter is just as important.

"It's very important to keep the lights on, so to speak," Ferris emphasized. "This legislation is designed to help people have more of a voice in Albany when utilities come in and try to raise the rates. We want to have as much consumer/ratepayer representation at the negotiation table."

Gov. Kathy Hochul recently announced $15 million will be made available through the Home Energy Assistance Program to help low-income households without air conditioning cool their homes this summer.

While it previously was available only for those with medical conditions exacerbated by extreme heat, eligibility has been expanded to all income-eligible New Yorkers. Applications are open until either the end of August or when funds run out.