Friday, February 3, 2023

Play

Ohio governor calls for investments in education, child well-being; UT tribes urge lawmakers to pass a bill ensuring protections for Native kids; body positivity movement helps improve body image and alleviate shame.

Play

Rep. Ilhan Omar was ousted from the House Foreign Affairs Committee, the Inspector General testified on PPP loan fraud, and House Democrats discussed the Ensuring Women's Right to Reproductive Freedom Act.

Play

Is bird flu, inflation or price gouging to blame for astronomical egg prices? Pregnancy can be life-changing or life-ending depending on where you live, and nine tribal schools are transforming their outdoor spaces into community gathering areas.

Open Enrollment is Here; Consumer Advocates Say 'Buyer Beware'

Play

Friday, November 1, 2019   

HARTFORD, Conn. – The open enrollment period for health insurance under the Affordable Care Act begins Friday, and health care advocates are advising people to read the fine print before deciding on a new policy.

The advocacy group Consumers for Quality Care sponsored a survey that found just over half of respondents said they understand "very well" their health insurance coverage for routine doctor visits.

But according to consumer advocate Jason Resendez, a Consumers for Quality Care board member, only 22% said they understood what is covered for out-of-network hospital services or in the event of an accident.

"It's really important for consumers to understand what exactly their plan covers, and really thinking about how to avoid things like surprise medical bills," he stresses.

The open enrollment period for health insurance under the Affordable Care Act ends on Dec. 15.

Resendez particularly advises to watch out for "short-term, limited-duration" insurance plans. He notes these low-cost plans are exempt from many of the coverage requirements of the Affordable Care Act and may leave people with huge medical bills.

"These are plans that often exclude coverage for pre-existing conditions,” he points out. “They're not required to cover preventative services, and have a host of other substantial risks for consumers. So, these are really 'junk plans.'"

Massachusetts, New York and New Jersey have banned the sale of short-term, limited-duration plans.

Even for people with experience in this field, health insurance plans can be hard to understand and are often confusing.

Resendez says the best thing to do when shopping for a new plan is to be your own consumer advocate.

"Get as much information as you can when you're making these decisions,” he advises, “not being afraid to call your insurer and ask questions and then, making the best decision for you and your family."


get more stories like this via email

Protestors at the University of California-Berkeley demonstrate in support of student groups that passed a bylaw pledging not to invite pro-Zionist speakers. (Palestine Legal)

Social Issues

Groups fighting for Palestinian rights are praising a new fact sheet on religious discrimination from the U.S. Department of Education's Office for …


Social Issues

Lawmakers and immigrants-rights activists in the Commonwealth are hoping to pass the Language Access and Inclusion Act, which would dramatically …

Environment

New U.S. Department of Agriculture rules will target fraud and increase oversight of the $64 billion-a-year organic food industry. In Iowa, the …


While mortality rates for pregnant women have decreased globally, they continue to rise in the United States, with Black women three times more likely to die during pregnancy than white women. (Inez/Adobe Stock)

Social Issues

By Jennifer Weiss-Wolf for Ms. Magazine.Broadcast version by Eric Galatas for Colorado News Connection reporting for the Ms. Magazine-Public News …

Environment

North Dakota's plan to boost animal agriculture has reignited a thorny issue: loosening restrictions on corporate ownership of farms. The state said …

The Bonneville Power Administration has about 15,000 miles of transmission lines in the Northwest. (Cam/Adobe Stock)

Environment

Oregon is pursuing an aggressive climate plan to switch to renewable energy sources, but it faces one often overlooked issue: enough high-voltage …

Social Issues

A measure in the Washington State Legislature would provide free school meals to K-12 students, but nutrition service workers are worried they are …

Social Issues

Advocates and stakeholders have solutions for the Virginia Employment Commission to get through its backlog of unemployment appeal cases. According …

 

Phone: 303.448.9105 Toll Free: 888.891.9416 Fax: 208.247.1830 Your trusted member- and audience-supported news source since 1996 Copyright 2021